Online Banking vs Neobanks: Understand FDIC Safety and Protect Your Money

Online Banking vs Neobanks: Understand FDIC Safety and Protect Your Money

Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. In this episode: Learn how to distinguish neobanks from traditional banks, understand FDIC insurance, and get tips for affordable holiday hosting. What is the difference between a neobank and a traditional bank? Is my money safe in an online bank or neobank? Hosts Sean Pyles and Sara Rathner discuss how to distinguish a neobank from a traditional bank and ways to safeguard your savings, helping you understand what to look for in financial institutions. But first, they begin with a discussion of affordable holiday hosting, with tips and tricks on hosting a potluck, budgeting for extra food, and setting boundaries with overnight guests. Then, NerdWallet banking expert Spencer Tierney joins Sean and Sara to discuss the ins and outs of online banks and neobanks. They discuss how FDIC insurance works, what to look for in a neobank’s fine print, and the potential risks of using a neobank. Check out this episode on your favorite podcast platform, including: Apple Podcasts Spotify NerdWallet stories related to this episode: 8 Best Online Checking Accounts of 2024 How to Open a Bank Account Online in 4 Steps Best Free Checking Accounts of 2024 Have a money question? Text or call us at 901-730-6373. Or you can email us at podcast@nerdwallet.com. To hear previous episodes, go to the podcast homepage. Learn more about your ad choices. Visit megaphone.fm/adchoices

Det här avsnittet är hämtat från ett öppet RSS-flöde och publiceras inte av Podme. Det kan innehålla reklam.

Avsnitt(630)

Beyond Willpower: Building Financial Systems That Work for Your Brain

Beyond Willpower: Building Financial Systems That Work for Your Brain

Learn how to approach finances if you or someone you know has been diagnosed with neurodivergency or had a brain injury. Not everyone thinks in the same way, so what are some strategies for folks wit...

29 Juni 35min

Stop Worrying About Your Financial Advisor and Start Finding the Right One

Stop Worrying About Your Financial Advisor and Start Finding the Right One

Learn what financial advisor fee structures could mean for your wealth and how to find someone who won't sell you out. What new threats are emerging for identity crime victims? Host Sean Pyles, CFP®,...

25 Juni 40min

$10,000 Lands in a Teen's Account — Here's What to Do First

$10,000 Lands in a Teen's Account — Here's What to Do First

Learn what to do when your teen receives a windfall and how to balance saving, investing, and giving. What's the smartest way to help your teenager manage $10,000 to $15,000 in unexpected cash — with...

22 Juni 34min

Prime Day Tips and Reddit's Brutally Honest Money Confessions

Prime Day Tips and Reddit's Brutally Honest Money Confessions

Learn what to buy and skip on Prime Day 2026 and Reddit’s lessons that reveal how a $250K earner can end up broke. Is Prime Day actually a good deal this summer, and how financially resilient are Ame...

18 Juni 43min

Umbrella Insurance, Coverage Gaps, and What a $483 Bar Tab Taught Us About Money

Umbrella Insurance, Coverage Gaps, and What a $483 Bar Tab Taught Us About Money

Learn when umbrella insurance is worth buying and what a $483 bar tab can teach you about being an informed consumer. When does umbrella insurance actually make sense for your finances? What happens ...

15 Juni 29min

SpaceX’s Biggest IPO in History and Funding a $117K Life Change

SpaceX’s Biggest IPO in History and Funding a $117K Life Change

Learn what the AI IPO boom could do to reshape your index funds and how to fund years of grad school with no income. With SpaceX set to debut as the biggest IPO in history — and OpenAI and Anthropic ...

11 Juni 38min

Feel Organized and Less Anxious About Money: The Sinking Fund System Explained

Feel Organized and Less Anxious About Money: The Sinking Fund System Explained

Learn how to set up a sinking fund system that puts your savings on autopilot and helps you reach your goals. What if the key to hitting your financial goals isn't just saving more, but saving smarte...

8 Juni 33min

The Affordable Home You Overlooked and the Investment Tax Trap You Need to Prepare For

The Affordable Home You Overlooked and the Investment Tax Trap You Need to Prepare For

Learn whether manufactured homes could be your path to homeownership and how to get ahead of a tax bill from your investments. Could a decades-old federal rule be standing between you and an affordab...

4 Juni 36min

Populärt inom Business & ekonomi

badfluence
framgangspodden
varvet
rss-borsens-finest
avanzapodden
uppgang-och-fall
svd-tech-brief
rss-svart-marknad
bathina-en-podcast
lastbilspodden
rss-dagen-med-di
fill-or-kill
24fragor
rss-inga-dumma-fragor-om-pengar
borsmorgon
dynastin
rss-den-nya-ekonomin
rikatillsammans-om-privatekonomi-rikedom-i-livet
rss-kort-lang-analyspodden-fran-di
borslunch-2