Why the Housing Market Won’t Crash – The Harsh Truth: Life With Mikey Episode 30 with Brad Rice
LIFE WITH MIKEY18 Feb 2025

Why the Housing Market Won’t Crash – The Harsh Truth: Life With Mikey Episode 30 with Brad Rice

The housing market is in crisis—high interest rates, low supply, and skyrocketing prices. Can anything fix this? In this episode of Life With Mikey, we sit down with mortgage expert Brad Rice to break down the state of real estate, the factors keeping home prices high, and what needs to happen for affordability to improve. We dive deep into the 2008 crash vs. today, interest rates, mortgage lending, and why California’s real estate market is so tough.


Topics Covered:

  • Why home affordability is at an all-time low
  • The 2008 housing crash vs. today—what’s different?
  • Why a market crash isn’t coming
  • The role of interest rates and supply shortages
  • How politics and regulations are shaping the future of real estate
  • Brad’s take on investing in California real estate


The content of this video (“Video”) is for informational purposes only, is not offered as investment advice and should not be deemed as investment advice, and reflects the opinions and projections of COMMUNE as of the date of publication, which are subject to change without notice at any time subsequent to the date of issue. COMMUNE does not represent or warrant that the information presented in this Video is accurate, current, or complete or that the estimates, opinions, projections or assumptions made in the Video will prove to be accurate or realized.

Certain information contained herein may be derived from third party sources and has not been independently verified. COMMUNE has not and will not independently verify this information. Where such sources include opinions and projections, such opinions and projections should be ascribed only to the applicable third party source and not to COMMUNE.

Certain statements reflect projections or expectations of future financial or economic performance of the project. Such “forward-looking” statements are based on various assumptions, which assumptions may not prove to be correct. Accordingly, there can be no assurance that such assumptions and statements will accurately predict future events or the project’s actual performance. Past performance is not an indication of future results. No representations or warranties are made by the Commune Capital, LLC or any other person or entity as to the future profitability of investments discussed or the results of making an investment.

From 1998 to 2021, Commune RESOP REIT, LLC (“RESOP”); Asset Backed Lending Partners, LP (“ABLP”) funds was managed by Alliance Financial Group, Inc. or its subsidiary. In 2021, AFG engaged in a reorganization where AFG contributed the ownership interest in the manager of RESOP, and ABLP to Commune Capital. AFG is the majority owner of Commune Capital.

This content does not constitute an offer to invest and such offer will only be made by means of a confidential offering document that should be carefully reviewed before determining whether to invest. As with any investment there is a risk of loss, including up to the amount of investment.

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