Episode 83 - Die With Zero: Retirement and Making the Most of Your Hard-earned Money

On this episode of The Money Pig Podcast, host Tim Goodwin welcomes the one and only Joe Beckford for a thought-provoking discussion on retirement, financial freedom, and making the most of your hard-earned wealth.

While many retirees worry about not having enough, Tim and Joe flip the script—what if you planned to live fully and maximize your experiences rather than simply hoarding savings for an uncertain future? Inspired by the book Die with Zero by Bill Perkins, they discuss:

Why many retirees' assets keep growing despite being in their "spending years."
The myth of overspending and why many people actually underspend in retirement.
How to balance saving for the future while enjoying life today.
The power of intentional giving—why waiting until you're 60+ to inherit wealth may not be the best plan.
Health, time, and money—the triple constraints that shift as you age.

To read more check out our blog titled, “How to Run Out of Money in Retirement: The Art of Living Life to the Fullest” Retirement is often viewed through the lens of financial security, but what if we flipped the script? Instead of hoarding your savings for an uncertain future, why not design a retirement where the goal is to truly enjoy every dollar you’ve earned? Imagine retiring by design, where you live fully, embracing each moment with the intent to die with zero. This approach isn’t about reckless spending but about planning to maximize joy and experiences. Read the blog to learn how you can spend your retirement embracing life beyond the dollars and cents.

Ready to plan a retirement where you actually enjoy your wealth?

If your dream is to worry about money instead of enjoying retirement, keep doing what you're doing! But if you’d rather have a plan to live fully, spend wisely, and make your wealth work for you, schedule an intro call with our team at Goodwin Investment Advisory in Ball Ground, GA. Our CFP® professionals can provide advice and help you navigate how to invest your wealth and plan for your retirement.

Goodwin Investment Advisory is a Registered Investment Advisory firm regulated by the Securities and Exchange Commission in accordance and compliance with securities laws and regulations. Goodwin Investment Advisory does not render or offer to render personalized investment or tax advice through the Money PIG podcast. The information provided is for informational purposes only and does not constitute financial, tax, investment or legal advice.