Ex-N26 COO: What’s Really Holding Back European Innovation | Martin Schilling

Ex-N26 COO: What’s Really Holding Back European Innovation | Martin Schilling

What does it really take to build and scale a high-growth startup in Germany’s competitive tech scene?

In this episode of the Guten Tag Podcast, I sit down with Dr. Martin Schilling – former COO of N26, tech investor, and deep tech advocate.

From his own startup story to scaling one of Germany’s leading fintechs, Martin shares powerful lessons on entrepreneurship, failure, and what Europe needs to unlock its full potential.


We explore the realities of raising venture capital, the future of deep tech, and what it means to build a startup in Germany — especially in hubs like Berlin, often called Europe’s Gründerszene.

Whether you’re dreaming up your next business idea, navigating Berlin’s startup hub, or looking for insight from a real tech investor, this conversation is packed with clarity, courage, and practical wisdom.

🔑 In This Episode:
– Martin Schilling’s motivation for writing his book
– Behind the scenes of scaling N26
– Why failure is essential for founders
– What investors really look for
– The role of deep tech in Europe’s future
– Comparing startups in Europe vs the U.S.
– How to build and lead high-performance teams
– Mental health, leadership, and the entrepreneur mindset


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Germany, Israel, and a Future Europe no one is Ready for

Germany, Israel, and a Future Europe no one is Ready for

Understanding the New World Order, Europe, Israel, and the Decline of American Influence. In this episode, we explore the tectonic shifts shaping our global reality.From the weakening of American infl...

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He Lost Everything, Crossed Borders on Foot, and Rebuilt His Life in Berlin

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He lost everything when war broke out in Syria. This is the story of how Tarek Abousamra started over — and built a life worth living.Tarek crossed borders by land, arrived in Germany with nothing, an...

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Why Berlin MUST move away from cars – A Conversation with Mobility Activist Florian Kobler

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Can cities thrive without cars? In this episode of the Guten Tag Podcast, host Luardo sits down with mobility activist Florian Kobler, host of the Ring Frei podcast, to explore the radical yet practic...

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How Fascism Is Reshaping Europe & Why It’s a Global Concern | Stan Aron

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In this episode of the Guten Tag Podcast, independent video journalist Stan Aaron joins the conversation to discuss the current political climate, particularly focusing on the rise of fascism in Germa...

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China’s Tech Rise: The West Is Losing Control – Here’s Why | Ansgar Baums

China’s Tech Rise: The West Is Losing Control – Here’s Why | Ansgar Baums

In this episode of the Guten Tag podcast, Ansgar Baums, a leading expert in geopolitical risk management and co-author of "Tech Cold War," discusses the evolving technological landscape amid the U.S.-...

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The Truth About Immigration & the Far-Right in Germany | Orkan Özdemir 🇩🇪 (WITH ENGLISH SUBTITLES)

The Truth About Immigration & the Far-Right in Germany | Orkan Özdemir 🇩🇪 (WITH ENGLISH SUBTITLES)

Orkan Özdemir, a member of the Berlin Parliament for the SPD, comes from a Turkish immigrant family. His experiences with the police during his youth, along with other challenges, led him to engage in...

22 Feb 20251h 15min

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