How will investment pathways help consumers?

How will investment pathways help consumers?

In January, the Financial Conduct Authority launched its consultation on investment pathways and other proposed changes to its rules and guidance. The consultation closed in April and the watchdog plans to publish its final rules and guidance in July. In this podcast, Jonathan Parker, director of DC and financial well-being consulting at Redington, discusses how investment pathways will help savers make more appropriate choices, and explains why smaller providers should not be exempt from the proposed regulations.

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Schemes struggle to educate members amid cost of living crisis

Schemes struggle to educate members amid cost of living crisis

Members should be able to consider dipping into their pensions early to combat the cost of living crisis, but schemes may struggle to educate them about the best means of doing so without giving them ...

11 Aug 202226min

Ball in TPR’s court as DB funding code consultation launches

Ball in TPR’s court as DB funding code consultation launches

Podcast: The consultation into the defined benefit funding code by the Department for Work and Pensions hints at a prescriptive regime to come, but the Pensions Regulator must improve on its “rubbish”...

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Providers delaying transfers are failing their customers

Providers delaying transfers are failing their customers

Podcast: The Department for Work and Pensions has been clear about the intent of regulations governing transfers, and providers continuing to delay them are doing their members a disservice, argues Pe...

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Schemes will have a tough job weighing up discretionary increases

Schemes will have a tough job weighing up discretionary increases

Podcast: A difficult balance must be struck where schemes are considering discretionary increases: alleviating the cost of living crisis for some members will have to be weighed against the needs of t...

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LGPS faces affordability, engagement and policy challenges

LGPS faces affordability, engagement and policy challenges

Podcast: The Pensions and Lifetime Savings Association’s 2022 local authority conference unearthed the challenges facing the Local Government Pension Scheme and its employer members, including afforda...

16 Juni 202222min

Partial AE reform should be prioritised before long-term fix

Partial AE reform should be prioritised before long-term fix

Podcast: The absence of auto-enrolment reform from the Queen’s speech means the government will be hard-pressed to meet its middle-of-the-decade deadline to achieve it. The priority should be getting ...

19 Maj 202222min

Uncertainty around inflation leads to ‘casino pensions’

Uncertainty around inflation leads to ‘casino pensions’

Podcast: High levels of volatility around inflation will force trustees to “take a bet” on the future, as it is very difficult — absent a crystal ball — to predict inflationary pressure and its impact...

5 Maj 202220min

‘Pot follows member’ legislation needed to solve small pots problem

‘Pot follows member’ legislation needed to solve small pots problem

Podcast: Industry consensus is needed to support a “pot follows member” solution to the small pots problem, previous attempts to solve it having failed, says Henry Tapper, executive chair of AgeWage. ...

21 Apr 202227min

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