49: Can I Afford to Have Children?

Talking to your parents about money, and their retirement plan can be a daunting task. The reality is, if you don't do it while they are cognitively well and able, you will pay the price: in stacks of paperwork, lack of necessary information, and potentially, years of probate to settle their estate. Understanding what your parents' have as part of their retirement, can be a safeguard to ensure that YOU are not THEIR retirement plan. Tune in as Jessica and Brandon candidly untangle the compl...

14 Feb 202430min

Losing your job can feel like a knockout punch, but what if it's actually setting you up for the next round of your career? In this episode, Jessica and Brandon peel back the layers of unemployment after a layoff, arming you with the strategies and mindset needed to turn this tough time into a launchpad for success. They dive into the emotional impact of job loss, to the smart way to handle your finances when the paychecks stop, and how to keep your professional edge sharp. Whether it's reass...

7 Feb 202428min

Embarking on an adoption journey is a tale of love, resilience, and the complex interplay of emotions and finances. In this episode, Jessica and Brandon sit down with Lauren and James Barrett to discuss their adoption journey. They share their deeply personal experience from deciding on adoption to handling the financial impact. Lauren opens up about her brain aneurysm, the effects such conditions have on pregnancy and family planning, and the subsequent journey through infe...

24 Jan 202454min

Ever find yourself wondering why your credit score went down, but you just paid off a credit card in full? In this episode, Jessica and Brandon demystify what makes up your credit score, and how to improve it. From utilization to account length and credit mix, they will discuss the five factors that make up your credit score. They lay out the dos and don'ts, like why you might want to think twice before cutting ties with your old credit accounts and why adding a child as an authorized u...

17 Jan 202422min

Welcome to Season 3 of The Sugar Daddy Podcast. In this episode, Jessica and Brandon dive into exciting new updates rolling out in 2024, like new episodes launching the first three Wednesday’s of each month, shorter more targeted finance episodes, new incredible guests and a YouTube channel launch. They also highlight five easy ways you can start the year on a financially sound foot with easy to implement, practical tips. From debt consolidation to budgeting, saving and boosting your r...

10 Jan 202440min

Imagine a world where managing money as a couple is as sweet and simple as a Sunday morning in a Maroon 5 music video. That's the dream, right? This conversation aims to make that dream a reality. Tune in as Jessica and Brandon sit down with Ginger and Willis, a married millennial couple, as they share their journey of aligning their views on finances, the impact of emotions on money decisions, and their strategies for keeping their financial goals on track. This episode tackles everyth...

15 Dec 20231h 10min

This episode is your golden ticket to taking control of your finances, reflecting on 2023 and preparing for a successful year ahead. Tune in as Jessica and Brandon share the ultimate Year-End Financial Checklist for 2023, explaining the must-do's to keep your financial health in peak condition. From assessing your spending habits, to maximizing retirement contributions to tax planning, they’ve got you covered. Don't miss out on learning ways to improve your financial health and prepare for a ...

1 Dec 202331min

Discover the inspiring story of Jacqueline Rodgers, the founder of Greentop Gifts, as she shares her mission behind creating a diverse holiday experience for Black and brown people everywhere. Her Santa-inspired wrapping paper, featuring Clarence Claus, a Black Santa, is a testament to her entrepreneurial spirit and dedication to the cause. Jessica and Brandon dive in to Jacqueline’s journey, from vision to tangible product, now on retail shelves, like Target. From designing her f...

15 Nov 202356min