Finance Expert: The Truth About Buying a House and How Her 652015 Rule Built $200K in Passive Income!

Finance Expert: The Truth About Buying a House and How Her 652015 Rule Built $200K in Passive Income!

Renting is smarter than buying?! Personal Finance Expert Nischa Shah breaks down the 65-20-15 hack to making money, why saving for a house might RUIN your path to financial freedom, and how to build REAL wealth through passive income, smart money habits, and beginner-friendly investing strategies. Nischa Shah is a qualified accountant and ex-investment banker who walked away from a 6-figure career to teach millions how to take control of their money. She’s the creator of the fast-growing YouTube channel ‘Nischa’ with over 1 million subscribers, where she breaks down debt, saving, and investing. She explains: ◻️The 65-20-15 money framework that generates passive income without a job. ◻️How to invest in index funds and retire early with compound interest. ◻️Why your job might be making you poorer every day. ◻️The dangerous lie about “saving = security” and what to do instead. ◻️Why the credit card trap is costing you thousands without you realising. 00:00 Intro 02:28 My Mission to Spread Actionable Money Tips 04:28 Trauma and the Link to Money Attachment Styles 08:34 The 4 Steps to Take Control of Your Finances 11:58 Paying Your Debts 13:55 The Emergency Financial Buffer We All Need 15:07 What to Do With Saved Money 17:09 Do These 3 Things Before Investing 20:00 Why You Should Save for Retirement 22:56 Spending Money for External Validation 27:36 What to Invest In 31:09 How to Get a Salary Raise 37:07 Is Buying a House a Good Investment? 44:44 What Is Opportunity Cost? 48:54 Should You Split Your Investments? 53:42 What Does Nisha's Portfolio Look Like? 56:40 Ads 57:31 The Best Book to Learn About Finance 01:01:15 Should I Buy or Lease a Car? 01:04:35 Should We Sacrifice Some of Our Enjoyments? 01:07:30 What's the Best Way to Track Your Numbers? 01:11:12 The Role of Money in Relationships 01:16:18 What Is Passive Income and How to Get It 01:21:59 Ads 01:23:48 Making Millions With YouTube 01:29:41 Doing Your Finances With AI 01:36:28 The Importance of Your Credit Score 01:45:20 What Would You Not Spend Money On? 01:48:52 My Dad's Words Changed Me 01:57:57 I Felt So Much Pain During My Career 02:01:21 Your Hardest Day Follow Nischa: YouTube - https://bit.ly/4kHiVMl Instagram - https://bit.ly/3Ui6eNd 💡You can find out more about Nischa’s ‘Intentional Spending Tracker’, here: https://bit.ly/3GR5gEC The Diary Of A CEO: ⬜️Join DOAC circle here - https://doaccircle.com/ ⬜️Buy The Diary Of A CEO book here - https://smarturl.it/DOACbook ⬜️The 1% Diary is back - limited time only: https://bit.ly/3YFbJbt ⬜️The Diary Of A CEO Conversation Cards (Second Edition): https://g2ul0.app.link/f31dsUttKKb ⬜️Get email updates - https://bit.ly/diary-of-a-ceo-yt ⬜️Follow Steven - https://g2ul0.app.link/gnGqL4IsKKb Sponsors: Stan Store - https://stevenbartlett.stan.store/ Fiverr - https://www.fiverr.com/diary with code DIARY for 10% off your first order Intuit - https://www.intuit.com/expert-careers/?cid=aud_nativly_reach_us_expertnetwork-fy25_aw_hostread-diaryofceo-na-60s_broad_audio_1x1_intuit-gtm_na_na Learn more about your ad choices. Visit megaphone.fm/adchoices

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CEO Diaries: Airbnb’s Founder Brian Chesky on Brutal Rejection, Great Leadership, and The Biggest Mistake Founders Make!

CEO Diaries: Airbnb’s Founder Brian Chesky on Brutal Rejection, Great Leadership, and The Biggest Mistake Founders Make!

From cold emails to global dominance - the Airbnb story began with rejection. In this unmissable episode of CEO Diaries, Airbnb founder and CEO Brian Chesky reveals the brutal truth about rejection, resilience, building world-changing companies, and the one thing more important than product or profit: culture. Visit - ⁠www.linkedin.com/DOAC⁠ Listen to the full episode here - Spotify -https://g2ul0.app.link/WgBxbVavJTb Apple - ⁠https://g2ul0.app.link/89nODBivJTb Watch the Episodes On YouTube - ⁠https://www.youtube.com/c/%20TheDiaryOfACEO/videos Learn more about your ad choices. Visit megaphone.fm/adchoices

28 Maj 14min

Simon Sinek: You're Being Lied To About AI's Real Purpose And We're Teaching Our Kids To Not Be Human!

Simon Sinek: You're Being Lied To About AI's Real Purpose And We're Teaching Our Kids To Not Be Human!

What if AI isn’t just a tool - but the greatest threat to human connection we’ve ever faced? Simon Sinek is a world-renowned entrepreneur, optimism expert, and founder of The Optimism Company, a platform which teaches human skills to leaders and organisations. He is also the bestselling author of books such as, ‘Start With Why’ and ‘Leaders Eat Last’.  He explains:  Why modern politics is killing your sense of purpose. Why we’ve forgotten how to be a good friend.   How AI will create a generation of helpless humans.  The number one secret skill AI can’t learn.  How human skills like empathy are vanishing.  00:00 Intro 02:35 Biggest Forces of Change in Society 06:05 Is AI Cause for Concern? 12:55 Authenticity in the Age of AI 18:38 Skills Needed in the Evolving World of AI 20:08 Is Universal Basic Income a Solution to AI-Driven Job Loss? 20:58 UBI’s Impact on Meaning and Purpose 24:34 The Uncertain Future of AI 25:48 The Race for AI Dominance 28:25 AI’s Long-Term Impact on People’s Lives 32:32 Preparing Young People for the Future of AI 35:27 Importance of Gratitude in a World of Unlimited Possibilities 45:35 Importance of Relationships 48:03 Importance of Failure 49:07 Learning Through Experience and Resourcefulness 53:52 Why Struggle Is a Good Thing 55:45 People Buy the Story, Not the Product 59:37 Scale Breaks Things 1:02:37 Ads 1:03:41 Self-Love as a Key to Successful Relationships 1:05:31 Why Wrong Is Easier 1:09:15 Friction Creates Freedom 1:11:18 Building Community in the Age of AI 1:13:45 What Holds a Community Together? 1:16:57 Staying True to Your Values 1:20:46 Does Lack of Meaning and Purpose Lead to Loneliness? 1:22:21 Loneliness by Gender 1:23:06 Mental Health and Likelihood of Loneliness 1:25:15 How to Find Companionship When Lonely 1:30:37 Curiosity as a Key to Building Connection 1:32:28 Importance of Staying in Touch With Your Emotions 1:36:19 Drop in Automation-Related Job Postings 1:38:06 AI as an Opportunity to Discover New Hobbies and Skills 1:42:24 What Simon Is Struggling With Right Now 1:46:27 Choosing the Right Person to Fight With 1:48:33 Self-Reliance as a Career Foundation 1:53:26 Why Simon Wrote a Book About Friendship 1:56:20 How to Know if Someone Is a Friend 1:57:40 Following Up With People You Connect With 2:01:17 Mentoring Someone Behind You 2:03:08 The Challenge Coins 2:13:16 What Simon Misses About Being in a Relationship Follow Simon:  Instagram - https://bit.ly/3z0riRb  Twitter - https://bit.ly/45jgWrz  Spotify: You can purchase the 15th Anniversary Edition of Simon’s book, here: https://bit.ly/3SOMdx3   The 1% Diary is back - limited time only: https://bit.ly/3YFbJbt  The Diary Of A CEO Conversation Cards (Second Edition): https://g2ul0.app.link/f31dsUttKKb  👀 28.05.2025. Be the first to know: https://bit.ly/circle-youtube  Get email updates: https://bit.ly/diary-of-a-ceo-yt  Follow Steven: https://g2ul0.app.link/gnGqL4IsKKb Sponsors: Linkedin Ads - https://www.linkedin.com/DIARY Ekster - http://partner.ekster.com/DOAC with code STEVEN Perfect Ted - https://www.perfectted.com with code DIARY40 for 40% off Learn more about your ad choices. Visit megaphone.fm/adchoices

26 Maj 2h 7min

Most Replayed Moment: How to Know If You're Being Gaslit by a Narcissist And What to Do About It: Dr Ramani Durvasula

Most Replayed Moment: How to Know If You're Being Gaslit by a Narcissist And What to Do About It: Dr Ramani Durvasula

Dr. Ramani Durvasula explains the toxic and insidious nature of narcissistic abuse and gaslighting. In this powerful conversation, learn the psychological tactics narcissists use, from denying your reality to invalidating your experiences, and how to reclaim your sense of self in the face of manipulation. Listen to the full episode here - Spotify - https://g2ul0.app.link/iSxOEXrTzTb Apple - https://g2ul0.app.link/JjQg2rvTzTb Watch the Episodes On YouTube ⁠https://www.youtube.com/c/%20TheDiaryOfACEO/videos⁠ Dr Ramani Durvasula - https://doctor-ramani.com/# Learn more about your ad choices. Visit megaphone.fm/adchoices

23 Maj 18min

How Alcohol Rewires Your Brain and Increases Cancer Risk by 40%! The Alcohol Doctor, Dr. Sarah Wakeman

How Alcohol Rewires Your Brain and Increases Cancer Risk by 40%! The Alcohol Doctor, Dr. Sarah Wakeman

Are you unknowingly damaging your brain and raising your cancer risk with just one drink? Discover the alarming truth about alcohol from Dr. Sarah Wakeman, what every adult needs to know now. Dr. Sarah Wakeman is senior medical director for substance use disorder at Mass General Brigham healthcare system, the number one research system in the U.S. She is also the Medical Director of the Mass General Hospital Addiction Consult Team and Assistant Professor of Medicine at Harvard Medical School.  She explains:  How alcohol is hijacking your dopamine system. Why no amount of alcohol is good for your brain. The shocking truth about moderate drinking. How doctors are failing addiction patients on a daily basis. Why 1 in 3 people will struggle with alcohol. 00:00 Intro 02:23 Sarah's Mission 02:52 Sarah's Education and Experience 03:40 Issues With Addiction Treatment in the Modern World 04:31 What Is Addiction? 05:48 What Things Are Capable of Being Addictive? 06:47 Physiological Dependence vs. Addiction 07:25 Scale of the Problem: Why Should People Care? 08:59 Is Society Getting Better or More Addicted? 09:32 Substance-Related Deaths During the Pandemic 10:22 What Drives People to Use Substances? 12:24 Substances' Effects on the Brain 14:29 Does Trauma at a Young Age Increase Addiction Risk? 16:36 The Opposite of Addiction Is Connection 18:11 Why Addiction Matters to Sarah 19:02 Living With a Family Member Struggling With Addiction 20:43 Who Is Sarah Trying to Save? 22:57 Change Happens When the Pain of Staying the Same Is Greater Than the Pain of Change 25:53 Misconceptions About Alcohol 28:15 Is There a Healthy Level of Alcohol Consumption? 28:50 Is One Drink a Day Safe for Health? 30:38 Link Between Moderate Drinking and Cancer 33:23 Types of Cancer Linked to Alcohol Consumption 34:51 Cancer Risk Among Heavy Drinkers 35:31 Heavy Drinking and Comorbidities as Cancer Risk Factors 36:20 How Alcohol Drives Cancer Mechanisms 38:00 Alcohol and Weight Gain 38:54 The Role of the Liver 42:07 Liver's Ability to Regenerate 46:37 How Alcohol Causes Brain Deterioration 47:23 Other Organs Affected by Alcohol 48:00 Alcohol's Impact on the Heart 49:08 Body Fat Percentage and Alcohol Tolerance 50:05 Does High Alcohol Tolerance Prevent Organ Damage? 50:46 What Is a Hangover? 52:14 Balancing the Risks and Benefits of Alcohol 53:47 Is Rehab Effective for Addiction? 56:50 Psychedelic Therapy for Addiction 57:36 GLP-1 Medications for Addiction Treatment 59:03 Ads 59:59 Celebrity Addictions 1:02:24 Stigma Around Addiction 1:04:41 Addiction Cases That Broke Sarah's Heart 1:12:43 Is Empathy Positive Reinforcement for Addicted Individuals? 1:15:34 Setting Boundaries With an Addicted Person 1:18:57 Motivational Interviewing to Support Recovery 1:22:19 Finding Motivation for Positive Change 1:26:03 Habits to Support Addiction Recovery 1:29:12 Ads 1:30:18 Can the Brain Recover From Addiction? 1:34:55 Unexpected Sources of Addictive Behavior 1:35:35 How Sarah Copes With Difficult Addiction Cases 1:37:10 Importance of Language Around Addiction 1:41:40 How Labels Limit People's Potential 1:46:05 Sarah's Upcoming Book You can find out more about Dr. Sarah’s profile, here: https://bit.ly/4mxu191  Ready to think like a CEO? Gain access to the 100 CEOs newsletter here: ⁠bit.ly/100-ceos-megaphone⁠ The 1% Diary is back - limited time only: https://bit.ly/3YFbJbt  The Diary Of A CEO Conversation Cards (Second Edition): https://g2ul0.app.link/f31dsUttKKb  Get email updates: https://bit.ly/diary-of-a-ceo-yt  Follow Steven: https://g2ul0.app.link/gnGqL4IsKKb Research document: https://stevenbartlett.com/wp-content/uploads/2025/05/DOAC-Dr-Sarah-Wakeman-Independent-Research-further-reading.pdf Sponsors: Ekster - https://partner.ekster.com/DIARYOFACEO with code DOACLinkedin Ads - https://www.linkedin.com/DIARY Learn more about your ad choices. Visit megaphone.fm/adchoices

22 Maj 1h 48min

CEO Diaries: LinkedIn Founder Reid Hoffman: The Truth About Elon, Zuck, & Building Great Companies!

CEO Diaries: LinkedIn Founder Reid Hoffman: The Truth About Elon, Zuck, & Building Great Companies!

Over the next six weeks, we’re bringing you the most unmissable moments from The Diary of a CEO, a masterclass in work, business, and entrepreneurship. These are the lessons that built some of the most iconic companies in the world, shared by the visionary CEOs behind them. We begin with Reid Hoffman, co-founder of LinkedIn. In this powerful conversation, Reid breaks down the surprising trait that separates good entrepreneurs from the greats and why ignoring it could be your biggest mistake. He shares the story of whats like working with Elon Musk, what most people get wrong about ambition, and the brutal trade-offs that come with building at scale. You’ll learn how different leadership styles create different outcomes and what it really takes to build companies that last. Visit - www.linkedin.com/DOAC Listen to the full episode here - Spotify - https://g2ul0.app.link/kXUCbNYywTb Apple - https://g2ul0.app.link/AkpmkV6ywTb Watch the Episodes On YouTube - https://www.youtube.com/c/%20TheDiaryOfACEO/videos Learn more about your ad choices. Visit megaphone.fm/adchoices

21 Maj 10min

We Can Now Reverse Stage 4 Cancer & These Foods Are Spreading It! Dr. William Li (Chronic Disease Expert)

We Can Now Reverse Stage 4 Cancer & These Foods Are Spreading It! Dr. William Li (Chronic Disease Expert)

Is your daily diet secretly fuelling chronic disease? Dr. William Li reveals the shocking truth about what you're really eating. Dr. William Li is a world-renowned medical scientist specialising in chronic disease and blood vessel growth. He is Founder & President of the Angiogenesis Foundation, and his groundbreaking research has led to 44 medical treatments that target over 70 diseases. He is also the bestselling author of ‘Eat To Beat Your Diet’. He explains:  The number one common food that feeds cancer cells The surprising link between salt and accelerated aging How poor sleep is connected to belly fat The hidden health risks of microplastics in your diet How sugar quietly fuels chronic diseases 00:00 Intro   02:28 What Will People Out of This Conversation?   03:14 What Key Diseases Correlate to Diet?   04:35 Where Is Our Society at with Health and Food?   08:06 How Cancer Works in Our Body   14:50 How to Lower Your Risk of Cancer   16:09 Foods That Fuel Cancer   17:56 Debunking “Superfoods”   18:39 Risks of Electrolytes   19:46 Lowering the Body's Defenses: Risk of Consuming Added Sugars   21:26 Alcohol   22:08 Risks of Drinking Alcohol   22:43 How Does Stress Impact Immunity?   24:50 The Relationship Between Stress, Sleep, and Sickness   26:30 Why Lack of Sleep Contributes to Stress: The Glymphatic System   28:00 Deep Sleep Clears Your Mind and Burns Fat!   30:01 Why Are Cancer Cases in Young People Increasing?   32:54 Microplastics in Our Bodies   37:15 How Can I Lower My Exposure to Microplastics?   37:53 Benefits of Green Tea—but the Danger of Teabags!   40:17 Which Tea Has the Best Health Benefits?   41:32 Is Matcha Good for Me?   42:32 The Link Between Cured Meats and Cancer   46:10 My Personal Story with Cancer   58:50 Groundbreaking New Studies with AI   1:02:38 Successful Cancer Treatment Linked to Specific Gut Bacteria   1:09:01 What’s the Best Food Diet?   1:13:04 Why Is Japan Considered One of the Healthiest Countries?   1:16:29 The Different Body Fat Types and How They Affect You   1:29:41 Visceral Fat: Dangerous for Cancer 1:38:32 The Link Between Fat and Coffee 1:41:43 Is Fasting Good for Fat Loss? 1:46:28 Brain Diseases 1:52:45 Food Is Medicine 1:54:20 Should We Use Food Supplements? 1:57:15 The Superfoods Helping Our Body 👀 28.05.2025. Be the first to know: https://bit.ly/circle-mp Follow Dr William:  Instagram - https://bit.ly/4krzrR2 Website - https://bit.ly/3SaLlmb  Youtube - https://bit.ly/4doaaox  You can purchase Dr William’s book, ‘Eat To Beat Your Diet’, here: https://amzn.to/44HiE7Z  Research Document: https://bit.ly/3SaYwUg The Diary Of A CEO Conversation Cards (Second Edition): https://g2ul0.app.link/f31dsUttKKb  Get email updates: https://bit.ly/diary-of-a-ceo-yt  Follow Steven: https://g2ul0.app.link/gnGqL4IsKKb Sponsors: Notion - https://notion.com/doac Learn more about your ad choices. Visit megaphone.fm/adchoices

19 Maj 2h 7min

Most Replayed Moment: Mo Gawdat - This Is The Only Thing That Will Survive AI, We Must Act Now!

Most Replayed Moment: Mo Gawdat - This Is The Only Thing That Will Survive AI, We Must Act Now!

As AI rapidly advances, Mo Gawdat shares a candid and thoughtful exploration of what the future holds for humanity. From AI’s growing intelligence and its impact on creativity to the looming disruption of jobs and society, this top moment challenges us to rethink our role in a world where machines might outsmart us. Mo also reflects on the irreplaceable value of human connection and the need to prepare for a future shaped by technology. Whether you’re excited or worried about AI, this conversation offers a crucial perspective on how we adapt, survive, and find meaning in the age of artificial intelligence. Register yourself by visiting: ⁠Gartner.com/Symposium⁠ Listen to the full episode here - Spotify - ⁠https://g2ul0.app.link/ocYmHrkuoTb⁠ Apple - ⁠https://g2ul0.app.link/EBSoMmQuoTb⁠ Watch the Episodes On YouTube - ⁠https://www.youtube.com/c/%20TheDiaryOfACEO/videos⁠ Mo Gawdat - https://www.mogawdat.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

16 Maj 23min

The Truth About Creatine, Belly Fat, and Getting Shredded! Jeff Cavaliere (The Muscle Expert)

The Truth About Creatine, Belly Fat, and Getting Shredded! Jeff Cavaliere (The Muscle Expert)

He created YouTube’s first-ever fitness channel and spent decades training pro athletes, now Jeff Cavaliere reveals the truth about creatine, fat loss, and real muscle growth. Jeff Cavaliere is a renowned physical therapist, strength coach, and founder of ATHLEAN-X, one of the world’s most trusted fitness brands blending science-based training with real-world results. He is also the author of books such as, ‘AthleanX's Train Like an Athlete: Intelligent Training to Build the Ultimate Body’. He discusses: The science behind creatine and how it really supports muscle growth and recovery. Why you’re struggling to lose belly fat, and the simple fixes that actually work. The most harmful fitness myths that keep people weak, tired, and injured. Small but powerful changes that help burn fat and preserve lean muscle mass. Why grip strength predicts overall health and how to train it effectively. How “nerd neck” and poor posture can destroy your gains, and how to fix it fast. 00:00 Intro 02:16 Jeff's Mission 05:43 Training the World's Best Athletes 06:30 Motivation vs. Discipline 07:57 Advice for People Struggling to Get Started 10:27 What Motivates Jeff's Audience? 14:29 The Impact of Doing Hard Things 17:23 Are There Exercises Jeff Avoids? 18:11 Deepest Motivators for Fitness 21:43 Surface-Level Motivators for Fitness 23:20 How to Look Good Physically 25:07 How to Lose Body Fat and Get Leaner 25:57 Less Obvious Nutrition Offenders 27:40 What to Look for on Food Labels 29:06 What Jeff Eats in a Day 33:50 Getting Rid of Stubborn Belly Fat 38:43 Misconceptions About Abs 40:47 Long-Term Consequences of Steroid and Growth Hormone Use 44:38 Training for Longevity 50:17 Top 3 Overlooked Elements of Training 52:16 Improving Flexibility and Mobility 54:07 Workout Demo: 5 Key Exercises for Longevity 59:24 Ads 01:00:24 Why These 5 Exercises Matter for Longevity 01:03:11 Most Important Functional Movement: Thoracic Spine Rotation 01:11:21 Exercises to Prevent Hunching with Age 01:14:36 Train Longer or Harder? 01:16:32 Importance of Proper Form 01:19:35 What Is Nerd Neck? 01:21:20 Common and Avoidable Gym Injuries 01:24:15 How to Do Less and Achieve More 01:26:54 7-Day Comprehensive Workout Plan 01:30:48 Sets and Reps for These Workouts 01:32:07 Growing Biceps 01:33:57 Grip Strength and Its Link to Longevity 01:39:26 Women's Average Grip Strength 01:41:58 Can Grip Strength Be Trained Individually? 01:42:30 How to Avoid or Improve Back Pain 01:47:58 Jeff's Opinion on Standing Desks 01:52:20 Jeff's Advice on Supplements 01:53:49 Creatine Benefits and Misconceptions 02:01:20 Are Some Protein Powders Better Than Others? 02:02:51 Foods Jeff Would Never Eat 02:03:33 Jeff's View on Melatonin 02:04:29 Is There an Optimal Way to Sleep? You can follow Jeff, here: YouTube - https://bit.ly/4mfLt1B  Instagram - https://bit.ly/3YKF58s  Athlean-X - https://bit.ly/4dnOU2k  You can purchase Jeff’s book, ‘AthleanX's Train Like an Athlete: Intelligent Training to Build the Ultimate Body’, here: https://amzn.to/4j6g6Up  100 CEOs: Ready to think like a CEO? Gain access to the 100 CEOs newsletter here: ⁠https://bit.ly/100-ceos-megaphone⁠ The 1% Diary is back - limited time only: https://bit.ly/3YFbJbt  The Diary Of A CEO Conversation Cards (Second Edition): https://g2ul0.app.link/f31dsUttKKb  Get email updates: https://bit.ly/diary-of-a-ceo-yt  Follow Steven: https://g2ul0.app.link/gnGqL4IsKKb Research document: https://stevenbartlett.com/wp-content/uploads/2025/05/DOAC-Jeff-Cavaliere-Independent-Research-further-reading.pdf Sponsors: Vivobarefoot - https://vivobarefoot.com/DOAC with code DIARY20 for 20% offShopify - https://shopify.com/bartlett Learn more about your ad choices. Visit megaphone.fm/adchoices

15 Maj 2h 17min

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