Finance Expert: The Truth About Buying a House and How Her 652015 Rule Built $200K in Passive Income!

Finance Expert: The Truth About Buying a House and How Her 652015 Rule Built $200K in Passive Income!

Renting is smarter than buying?! Personal Finance Expert Nischa Shah breaks down the 65-20-15 hack to making money, why saving for a house might RUIN your path to financial freedom, and how to build REAL wealth through passive income, smart money habits, and beginner-friendly investing strategies. Nischa Shah is a qualified accountant and ex-investment banker who walked away from a 6-figure career to teach millions how to take control of their money. She’s the creator of the fast-growing YouTube channel ‘Nischa’ with over 1 million subscribers, where she breaks down debt, saving, and investing. She explains: ◻️The 65-20-15 money framework that generates passive income without a job. ◻️How to invest in index funds and retire early with compound interest. ◻️Why your job might be making you poorer every day. ◻️The dangerous lie about “saving = security” and what to do instead. ◻️Why the credit card trap is costing you thousands without you realising. 00:00 Intro 02:28 My Mission to Spread Actionable Money Tips 04:28 Trauma and the Link to Money Attachment Styles 08:34 The 4 Steps to Take Control of Your Finances 11:58 Paying Your Debts 13:55 The Emergency Financial Buffer We All Need 15:07 What to Do With Saved Money 17:09 Do These 3 Things Before Investing 20:00 Why You Should Save for Retirement 22:56 Spending Money for External Validation 27:36 What to Invest In 31:09 How to Get a Salary Raise 37:07 Is Buying a House a Good Investment? 44:44 What Is Opportunity Cost? 48:54 Should You Split Your Investments? 53:42 What Does Nisha's Portfolio Look Like? 56:40 Ads 57:31 The Best Book to Learn About Finance 01:01:15 Should I Buy or Lease a Car? 01:04:35 Should We Sacrifice Some of Our Enjoyments? 01:07:30 What's the Best Way to Track Your Numbers? 01:11:12 The Role of Money in Relationships 01:16:18 What Is Passive Income and How to Get It 01:21:59 Ads 01:23:48 Making Millions With YouTube 01:29:41 Doing Your Finances With AI 01:36:28 The Importance of Your Credit Score 01:45:20 What Would You Not Spend Money On? 01:48:52 My Dad's Words Changed Me 01:57:57 I Felt So Much Pain During My Career 02:01:21 Your Hardest Day Follow Nischa: YouTube - https://bit.ly/4kHiVMl Instagram - https://bit.ly/3Ui6eNd 💡You can find out more about Nischa’s ‘Intentional Spending Tracker’, here: https://bit.ly/3GR5gEC The Diary Of A CEO: ⬜️Join DOAC circle here - https://doaccircle.com/ ⬜️Buy The Diary Of A CEO book here - https://smarturl.it/DOACbook ⬜️The 1% Diary is back - limited time only: https://bit.ly/3YFbJbt ⬜️The Diary Of A CEO Conversation Cards (Second Edition): https://g2ul0.app.link/f31dsUttKKb ⬜️Get email updates - https://bit.ly/diary-of-a-ceo-yt ⬜️Follow Steven - https://g2ul0.app.link/gnGqL4IsKKb Sponsors: Stan Store - https://stevenbartlett.stan.store/ Fiverr - https://www.fiverr.com/diary with code DIARY for 10% off your first order Intuit - https://www.intuit.com/expert-careers/?cid=aud_nativly_reach_us_expertnetwork-fy25_aw_hostread-diaryofceo-na-60s_broad_audio_1x1_intuit-gtm_na_na Learn more about your ad choices. Visit megaphone.fm/adchoices

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Lessons From 50 Of The Worlds Greatest Minds with Jake Humphrey

Lessons From 50 Of The Worlds Greatest Minds with Jake Humphrey

Imagine what you would learn if you spent a year talking to the world’s most successful people. This week I get to find out what insights Jake Humphrey has received by doing exactly that. Jake Humphrey - presenter and entrepreneur and podcaster co-presents the High Performance Podcast. "The High Performance Podcast brings you an intimate glimpse into the lives of high-achieving, world-class performers who have all excelled in their field with first-hand experiences and lessons to share". Listening to what he has learnt was truly fascinating! The insight he has received from some of the world’s elite performers by hosting his podcast has completely changed his life. He’s spotted his own insecurities, he’s spotted his own weaknesses and now he’s ready to share them with you. Follow me: https://beacons.ai/diaryofaceo Learn more about your ad choices. Visit megaphone.fm/adchoices

7 Dec 20201h 32min

Eddie Hearn on Selling Matchroom For 5 Billion

Eddie Hearn on Selling Matchroom For 5 Billion

In this week’s episode I sat down with the man who is putting British boxing on the map, Eddie Hearn. You’ll probably know him as a confident, boisterous, loud promoter. But when you dig a little deeper, I found something else, something much more revealing, something that made me unsure whether I should feel sorry for him, or be impressed by him. During our discussion he shared so many pieces of valuable information from his journey climbing to the very top of the business ladder… and he isn’t finished yet! Follow me: https://beacons.ai/diaryofaceo Learn more about your ad choices. Visit megaphone.fm/adchoices

30 Nov 20201h 8min

How She Built Her Confidence, and Then an Empire with Krissy Cela

How She Built Her Confidence, and Then an Empire with Krissy Cela

Parts of this episode made me feel uncomfortable, it may make you feel the same, but trust me, you need to hear this. This week I sat down with Krissy Cela, this was such a brave, truthful conversation. From being an immigrant, bullied on the school playground to becoming a multi-millionaire entrepreneur, author and one of the UK’s most recognised fitness trainers. Krissy shared the highs, but also the lows of being an entrepreneur that most won’t speak about. She's now the CEO of a business valued at almost £100m. This is the raw, unfiltered truth of Krissy Cela. Krissy's book - https://amzn.eu/d/gc8OHM9 Follow me: https://beacons.ai/diaryofaceo Learn more about your ad choices. Visit megaphone.fm/adchoices

23 Nov 20201h 52min

E56: She Cheated On Me and Thats Not All - with Dr. Aria

E56: She Cheated On Me and Thats Not All - with Dr. Aria

This is one of the most gripping, emotional and powerful conversations I've ever had. It may also be the reason I never get married. This week I sat down with previous guest and good friend of mine Dr Aria. Dr Aria is a high performance psychologist and mindfulness specialist but he's not here to talk about that today. Dr Aria has been on a truly life changing journey over the past year and he's here to talk about that journey in the most honest and truthful way. Topics: - The Story - Processing the emotions - Adapting my opinion of marriage and monogamy - How I Lost an intrinsic part of who I was - My Ideal relationship structure - Why unhappiness stems from conformity - Finding new friends in a painful situation - Outro Special thanks to my good friend Dr. Aria, you can find him at: Instagram - @dr._aria Website - dr-aria.com Sponsor - https://uk.huel.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

9 Nov 20201h 39min

Why We're Getting More Depressed, Anxious and Lonely

Why We're Getting More Depressed, Anxious and Lonely

What I cover in this episode: - How I've FINALLY fixed / figured out why we lose motivation - Why people are more depressed and anxious (and a cure) - Key to success: Avoiding good opportunities so you have time to devote to great opportunities. - Why I don't think marriage is the right answer. - Why I don't think marriage is the right answer. - Why you should NOT "Fit in". Follow me: https://beacons.ai/diaryofaceo Learn more about your ad choices. Visit megaphone.fm/adchoices

2 Nov 202055min

Overcoming Depression, Burnout, Anxiety and Insomnia with Dan Murray-Serter

Overcoming Depression, Burnout, Anxiety and Insomnia with Dan Murray-Serter

In this weeks episode of The Diary Of A CEO titled "Overcoming Depression, Burnout, Anxiety and Insomnia with Dan Murray-Serter" we discuss: - Depression - where did it all start? - Psychedelics - Posting online despite what people think? - Burn out - Anxiety - Supplements & brand - How do you find the guts to keep going despite failure? - Relationships - Are you happy? - Are you scared of dying? - Dinner Party Follow me: https://beacons.ai/diaryofaceo Learn more about your ad choices. Visit megaphone.fm/adchoices

26 Okt 20202h 8min

I Tested Positive...

I Tested Positive...

What I cover in this episode: - The first lesson this pandemic has taught me - I have a secret to tell you - Changing the shape of your brain - Less answers and more questions - What are some of the most important questions you can ask yourself? - The thing that invalided you when you were younger, will be the thing you seek validation from as an adult. Follow me: https://beacons.ai/diaryofaceo Learn more about your ad choices. Visit megaphone.fm/adchoices

19 Okt 202055min

How We Built A $200m Company At 27 Years Old

How We Built A $200m Company At 27 Years Old

- How to quit, why quitting matters and my quitting framework - Dealing with uncertainty instead of certain misery - How I built a £200m company at 22 years old - How I got 1 million followers on Instagram - The life changing art of taking responsibility - An unpopular opinion about the Virus - Bad binary answers to complex problems - Racism will hold you back even more if you let it. Follow me: https://beacons.ai/diaryofaceo Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Okt 202049min

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