Erin Pays Off $70,400

Erin Pays Off $70,400

Erin didn’t see this version of her life coming: three kids, chronic pain, a partner in unpredictable work, and more than $70K in debt. But she got scrappy and strategic. This episode is about finding your worth outside a paycheck, getting your financial act together even when the odds are stacked against you, and discovering that your purpose might be right under your nose. Join our online community: www.getthehelloutofdebt.com Today’s episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERIN and get your first month free. Thanks to Bilt for sponsoring this episode. Start paying rent through Bilt and take advantage of your Neighborhood Benefits™ by going to joinbilt.com/SKYE Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

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DAY 4 - FINANCIAL SPRING CLEANING CHALLENGE - Review Your Spending

DAY 4 - FINANCIAL SPRING CLEANING CHALLENGE - Review Your Spending

What if you could predict those moments each month when your spending gets a little out of whack? Or better yet—prepare for them? Erin and Keri explore their most regrettable purchases, talk hormonal spending patterns, and help you uncover the sneaky spending cycles hiding in your own life. It’s Day 4 of the Financial Spring Cleaning Challenge, and your receipts are about to tell you a story. Get in on the Challenge and join our community here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

17 Apr 14min

DAY 3 - FINANCIAL SPRING CLEANING CHALLENGE - No Spend Day!

DAY 3 - FINANCIAL SPRING CLEANING CHALLENGE - No Spend Day!

Think you can go a whole day without spending a dime? Not even on coffee? 😳 Today is Day 3 of the Financial Spring Cleaning Challenge and we are challenging you to hit pause on your spending—but with a twist. This isn't about deprivation or budgeting like a bootcamp sergeant. It's about getting curious, not judgmental, about why you reach for your wallet. If you've ever opened a shopping app “just to browse” and suddenly ended up with four throw pillows and a weird candle, tune in.  See what others are saying about the Challenge when you join our community here: www.getthehelloutofdebt.com  Sponsor: Check out www.airdoctorpro.com and use the promo code ERIN to save up to $300.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

16 Apr 22min

 DAY 2 - FINANCIAL SPRING CLEANING CHALLENGE - Clean Out Your Closet

DAY 2 - FINANCIAL SPRING CLEANING CHALLENGE - Clean Out Your Closet

It's Day 2 of the Financial Spring Cleaning Challenge! Erin and Keri take a deep dive into what decluttering can do for your mindset, your money, and your sense of sanity. If you've ever held onto something “just in case”...woman, press play. Follow along with others doing the Challenge by joining our community here: www.getthehelloutofdebt.com  Sponsor: Check out www.airdoctorpro.com and use the promo code ERIN to save up to $300. Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

15 Apr 22min

DAY 1 - FINANCIAL SPRING CLEANING CHALLENGE - Your Financial Snapshot

DAY 1 - FINANCIAL SPRING CLEANING CHALLENGE - Your Financial Snapshot

If you've ever avoided looking at your bank statement the same way you avoid opening that closet in your house, this one's for you. The annual Financial Spring Cleaning Challenge is back! The goal is to make facing your finances feel a little less terrifying and a lot more empowering. You don’t have to have it all figured out—you just have to be willing to start.  We’re sharing more about the Challenge in our online community, too - you can join us here:  www.getthehelloutofdebt.com  Sponsor: Check out www.airdoctorpro.com and use the promo code ERIN to save up to $300.  Purchase the award-winning, best-selling books Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

14 Apr 22min

Cheapskate Or Genius?

Cheapskate Or Genius?

Is there a fine line between financial genius and total cheapskate? Erin and Keri are testing that theory today with a list of unique ways people try to cut costs—some clever, some borderline disturbing. Would you try these money-saving hacks, or are they taking things way too far?  Share your money-saving tips and tricks with us online when you join our community here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Sponsor: Check out ZocDoc.com/SKYE to instantly book a top-rated doctor today.   Learn more about your ad choices. Visit megaphone.fm/adchoices

9 Apr 29min

Money Moves That Matter

Money Moves That Matter

Erin tackles two voicemail messages live - one dealing with a questionable car loan and another facing a big income shift. Whether you’ve been in a similar spot or just want to hear some financial insights you may not have considered, you’ll walk away from this episode with strategies to keep your finances strong and your future secure. If you want to ask Erin a question, leave a message at www.speakpipe.com/erinskyekelly.  Join our community here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Sponsor: Check out ZocDoc.com/SKYE to instantly book a top-rated doctor today.  Learn more about your ad choices. Visit megaphone.fm/adchoices

8 Apr 37min

Don't Get Financially Trapped

Don't Get Financially Trapped

What happens when financial ties keep you under the same roof with your ex—and they decide to test just how much you’re willing to tolerate? Erin and Keri are unpacking one woman’s shocking post-breakup predicament and why financial independence is about so much more than just money.  Join our community here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Sponsor: Check out ZocDoc.com/SKYE to instantly book a top-rated doctor today.  Learn more about your ad choices. Visit megaphone.fm/adchoices

7 Apr 31min

Your Financial Severance

Your Financial Severance

In Erin’s fave show, Severance, the innies are trapped in the daily grind, completely disconnected from their outies, who hold all the power. Sound familiar? If your finances feel like an endless cycle of work, spend, stress, repeat—this episode is for you. Erin explains how to "reintegrate" your money mindset, break free from paycheck-to-paycheck living, and build real financial security. Join our community here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Sponsor: Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERINSKYE and get your first month free. Learn more about your ad choices. Visit megaphone.fm/adchoices

2 Apr 27min

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