Financial Tip: Discusses private nonprofit lending organization that focuses on underserved and rural communities.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Craig Calafati. Executive Vice President and Director of Lending for Arkansas Capital Corporation, a private nonprofit lending organization. Key Highlights: 🏢 About Arkansas Capital Corporation Founded in 1957 by Governor Rockefeller to foster entrepreneurship and industrial growth in Arkansas. Focuses on underserved and rural communities, especially communities of color. Recently received an SPLC (Small Business Lending Company) license from the SBA, allowing them to lend nationwide. 💼 Services Offered Small Business Lending: Now expanding beyond Arkansas to surrounding SEC states. EB-5 Program: For immigrants investing in U.S. job-creating projects. New Market Tax Credits: For large-scale developments. Governor’s Cup: A Shark Tank-style pitch competition for college students. 💡 Business Advice & Lending Process Business Plan: Essential for loan approval. It should detail operations, challenges, and financial projections. Online Application: Full application available at capital.com, not just an inquiry form. Required Documents: Business plan, tax returns, bank statements, cost documents, resume, and more. Mentorship: They monitor applications and proactively reach out to assist applicants. 💳 Lines of Credit Recommended for small businesses to handle unexpected expenses. Especially critical for businesses with payroll or upfront costs like construction. 🏦 SBA Lending Clarification SBA does not lend money directly. SBA provides guarantees to approved lenders like Arkansas Capital, reducing lender risk. Programs discussed: 7(a) and 504, not PPP or disaster relief loans. 🧠 Key Takeaways Know exactly what you need and why before applying for a loan. A well-thought-out business plan is your roadmap and proof of preparedness. SBA-backed loans are not free money—they must be repaid. #SHMS #STRAW #BEST Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
6 Sep 30min
Perseverance: She became a mother at 16, dropped out of high school, now runs a multi-million dollar law firm.
Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Attorney Tessie D. Edwards. A family and criminal law attorney based in Atlanta, Georgia. Here's a breakdown of the key highlights and themes from the episode: 🔑 Key Themes & Takeaways 1. Early Life & Adversity Tessie Edwards grew up in a challenging environment marked by poverty, teen pregnancy, and systemic injustice. She became a mother at 16, dropped out of high school, and had her second child by 18. Despite these challenges, she never lost sight of her dream to become a lawyer. 2. Turning Point A pivotal moment came when someone told her that her daughter looked like her. That realization sparked a deep desire to become someone her daughter could look up to. 3. Relentless Pursuit of Education Earned her GED, then an associate degree to qualify for military service. After a brief stint in the military (cut short due to pregnancy and miscarriage), she pursued higher education. Graduated from Indiana University with five children and went on to law school with her then-husband. 4. Professional Success Now runs a multi-million dollar law firm in Atlanta, Georgia. Has handled over 2,000 criminal cases and is deeply committed to serving families in crisis. Her firm has been serving the Atlanta community for over 15 years. 5. Support System Credits her success to a strong support network: her husband (who co-runs the firm), her children, her brother, and her team. Emphasizes the importance of surrounding yourself with people who believe in your vision. 6. Advice & Motivation Be clear about your goals and stay focused. Don’t wait for the “right time”—start now. Believe in your dream even when others don’t. Use adversity as fuel for your ambition. 💬 Memorable Quotes “I feel thankful but not satisfied.” “My life was so divinely chosen… I was just given a dream and the courage to go after it.” “Let’s go, let’s go, let’s go!” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
6 Sep 25min
Brand Building: Helps clients uncover blind spots, streamline operations, and align personal purpose with business goals.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Charelle Lans. A six-time award-winning author, motivational speaker, and business strategist known as the “business therapist.” Here's a detailed summary of the key insights and takeaways: 🎙️ Guest Overview: Charelle Lans Title: Business Strategist, Vision Strategist, and Founder of Vision Strategy Management (VSM) Background: Industrial engineering degree; former Fortune 500 employee (e.g., Johnson & Johnson) Mission: Helps individuals and businesses diagnose issues, define strategies, and drive performance. 💼 Core Concepts & Insights 🔍 What She Does Acts as a “business doctor” for small to mid-sized businesses. Helps clients uncover blind spots, streamline operations, and align personal purpose with business goals. 🧠 Key Philosophies “Profit is in the patterns, not in the panic”: Sustainable success comes from consistent systems, not reactive hustle. “You deserve to be paid, not just passionate”: Passion is important, but structured pricing and value delivery are essential for sustainability. “Rest is a revenue strategy”: Rest improves clarity, leadership, and long-term business health. 🛠️ Business Strategy Tips 1. Pricing & Value Research your market and understand the problem you solve. Avoid underpricing due to emotional ties or overpricing without value. Develop a pricing strategy that reflects your experience and the value you deliver. 2. Scaling Smartly Avoid “scaling chaos” — building a brand without infrastructure leads to burnout. Build systems, processes, and the right team before scaling. A platform (not just a brand) is sustainable and scalable. 3. Vision Execution A vision without a strategy and management is just a wish. Use metrics to track progress and ensure your vision is in motion. Surround yourself with: Mentor Sponsor Coach Network 🧩 Common Entrepreneurial Pitfalls Wearing “hustle” as a badge of honor can lead to burnout. Trying to do everything alone without a blueprint or support system. Fear of sharing ideas due to intellectual property concerns — instead, stay ahead by always working on the next idea. 📲 Connect with Charelle Lans Website: visionstrategymanagement.com Social Media: @CharelleLans on Instagram, Facebook, LinkedIn #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
6 Sep 28min
Brand Building: From Waffle House cook to restaurant owner, he shares knowledge freely with aspiring entrepreneurs.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Tremayne Thompson. A co-owner of Perfect Note, a dinner supper club with locations in Birmingham, Alabama and Atlanta, Georgia. The conversation is a rich blend of entrepreneurship, community service, music, and food culture. 🎶 About Perfect Note Concept: A dinner supper club offering live music and Southern cuisine, catering to a mature audience (ages 30+). Locations: Birmingham, AL (original) and Marietta, GA (Atlanta metro). Atmosphere: Grown folks’ vibe—no hookah, no club chaos, just good music, good food, and good company. 🧑🏾🤝🧑🏾 Founders & Origins Co-owned by Tremayne Thompson and his wife Karen (hence “TK Productions”). Started as gospel concert promoters in Chicago. Moved to Alabama in 2008 after a family loss and launched Perfect Note in Bessemer with a Gerald Albright concert. Initially operated out of a banquet hall, setting up and breaking down everything themselves. 📈 Growth & Expansion Perfect Note evolved into a full-fledged venue in 2016. Expanded to Atlanta due to demand from patrons traveling from Georgia to Alabama. Featured in the Huffington Post as one of the top 100 businesses to visit in the U.S. 🍽️ Food & Hospitality Offers Wednesday–Saturday dinner service and Sunday brunch with live music. Website: perfectnoteliveatl.com Tremaine’s culinary journey began at Waffle House, where he learned speed cooking and kitchen management under pressure. Emphasizes quality and consistency in food service, even during high-volume events. 💬 Philosophy & Community Impact Business is rooted in service, not profit. During COVID, they pivoted to drive-up service with $5 meals, feeding the community. Believes in mentorship and sharing knowledge freely with aspiring entrepreneurs. 🗣️ Key Takeaways Mentorship is vital: Learn from those who’ve walked the path. Serve first: Community support follows genuine service. Plan wisely: Dreams need operational structure and financial planning. Create culture: Music and food unite people across demographics. #SHMS #STRAW # #AMISupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
6 Sep 23min
Overcoming the Odds: Inspiring Successful Businesswoman raised in foster care and teen mom of 3 kids by 18.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kimberly Kelly. A real estate broker and entrepreneur who overcame a challenging upbringing in foster care, teen motherhood, and systemic adversity to become a successful businesswoman. Kimberly shares her journey of resilience, faith, and determination, offering inspiration to anyone facing difficult circumstances. Her story is a testament to perseverance, adaptability, and the power of believing in oneself. 🧭 Key Points 🌱 Early Life & Adversity Raised in foster care from a young age due to her mother’s struggles with addiction. Took on a caregiver role for her younger brothers at age 9. Became a mother at 15 and had two children by 18, while still caring for her siblings. 💪 Resilience & Mindset Developed a survival mindset early on, driven by responsibility and love for her family. Found faith and spiritual grounding during her time in foster care. Never doubted her ability to succeed despite overwhelming odds. 🎓 Education & Career Path Returned to complete her high school diploma and pursued technical education. Earned a degree in electronics engineering and transitioned into the IT world. Later became a licensed real estate agent and opened her own brokerage. 🏡 Business Ventures Founder of a real estate brokerage in McDonough, Georgia. Focuses on educating and empowering first-time homebuyers and entrepreneurs. Co-owner of a property preservation company, Get Adventurous, with her husband. 🤝 Leadership & Branding Leads a small team of agents with a hands-on, mentorship-driven approach. Emphasizes adaptability, personal growth, and celebrating small victories. Operates within a price range of $250K–$750K and above, adapting to market trends. 💬 Notable Quotes “I’m superwoman. I’m phenomenal.” “Foster care is supposed to be temporary, but sometimes it becomes permanent.” “It never dawned on me that I wouldn’t be successful.” “You can do anything. There is nothing you can’t do in this life.” “Practice resilience. If you don’t have a support system, look in the mirror and talk to yourself.” “I’m always in the mindset of staying adaptable.” “My goal is to educate, motivate, and teach people that we can own real estate.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
6 Sep 23min
FULL SHOW: Special Guests: 85 South Show, Strawberry Letter: His Focus Is On Other Women - 09.05.25
The Steve Harvey Morning Show for Friday, September 5th, 2025: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "Mobile Baptism" | Ask The CLO | Special Guests: 85 South Show - Chico Bean, Karlous Miller, & DC Young Fly Parts 1-3 | Nephew Tommy's Prank - "Repass Chicken" | Strawberry Letter - "His Focus Is On Other Women" Parts 1-2 | Sports Talk With Junior | Social Media Advice | Ready To Love Update From Tommy | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
5 Sep 1h 32min
FULL SHOW: Are Zodiac Traits Real?, Strawberry Letter: I Should've Moved Before I Got Married - 9.04.25
The Steve Harvey Morning Show for Thursday, September 4th, 2025: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "Break Room BBQ" | Ask The CLO | Entertainment News | Are Zodiac Traits Real? | Ray Lewis Vs. Shannon Sharpe | Nephew Tommy's Prank - "Mobile Baptism" | Strawberry Letter - "I Should've Moved Before I Got Married" Parts 1-2 | Sports Talk With Junior | Social Media Advice | Social Media Advice Continued | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
4 Sep 1h 32min
FULL SHOW: Welcome Back Junior, Strawberry Letter: My Husband Ruined My Summer - 09.03.25
The Steve Harvey Morning Show for Wednesday, September 3rd, 2025: Steve Harvey's Morning Inspiration | Show Open - Welcome Back, Junior | Nephew Tommy's Run That Prank Back - "I Left My Ring" | Ask The CLO | Entertainment News | Rudy Giuliani To Receive Presidential Medal Of Freedom | One Has To Go | Nephew Tommy's Prank - "I Left My Ring" | Strawberry Letter - "My Brother's Ex Wife On The Car" Parts 1-2 | Health Tips As Fall Approaches | Dating Expectations | Move To A Retirement Home Early? | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
3 Sep 1h 32min
