Early Retirement Roadmap4 Mars 2025

Health Insurance Options for Early Retirement: What You NEED to Know

Thinking about early retirement but worried about health insurance? You’re not alone! Healthcare costs are one of the biggest reasons people delay retirement. But don’t let that stop you!

In this episode of Early Retirement Roadmap, I break down all your options for staying covered before Medicare, including: ✅ COBRA – Keep your employer’s plan (but at what cost?) 💼 ✅ ACA Marketplace Plans – Subsidies that can make coverage more affordable 💵 ✅ Private Insurance – Is it worth the higher cost? 🤔 ✅ Short-Term Plans – A risky but potentially viable bridge to Medicare ⏳ ✅ Part-Time Work with Benefits – Companies that offer insurance for fewer hours 🏢 ✅ Creative Solutions – Health sharing plans, expat insurance, and HSAs ✈️

Plus, I’ll explain how taking care of your physical health can also protect your financial health in retirement!

👉 Resources & Links mentioned:

1. COBRA Information - Click here to learn more about COBRA continuation coverage and eligibility requirements

2. Affordable Care Act (ACA) Marketplace: Click here to find out about ACA plans and check your eligibility for subsidies

3. Private Health Insurance - Compare private insurance options via ehealthinsurance.com or healthcare.com

4. Also, can go to ehealthinsurance.com to view short-term health insurance options too

5. Health sharing programs, Medishare, Zion Health & Christian Health Ministries

6. International health insurance options, Cigna Global & internationalinsurance.com

7. Click here for IRS Info about Health Savings Accounts

8. Click here for a list of employers that offer part-time jobs with health benefits

🎙️ If you found this podcast helpful, please subscribe & leave a review or support this new podcast show by buying me a cup of coffee here!

💼My Favorite Retirement Planning Tool. If you're serious about planning for early retirement, you've got to check out Boldin. It's a powerful tool that helps you map out your financial future -- whether you're a DIY planner or just want to stress-test your retirement strategy. I personally use it and highly recommend! Try Boldin here: https://go.boldin.com/earlyretirementroadmap

Disclosure: This is an affiliate link, which means I may earn a small commission at no extra cost to you. It's a simple way to support this podcast and the content I create. Thank you!

✅Get these Free Resources available too on my Patreon!:

📊Free MAGI calculator Excel template

📊Free 12-Step Early Retirement Planning Checklist

📊Free eBook: ACA Premium Shock Fix, 10 Ways to Pay Less for Marketplace Coverage All Year Long

👉To get these free downloads, go to my Patreon, click Join for Free, then click on the Tools collection, and you can download any of them from there. Here is the link to my Patreon: https://www.patreon.com/cw/earlyretirementroadmap

🎥 Prefer a visual breakdown? Click here to watch this episode on my YouTube Channel: Early Retirement Roadmap .

🌐 MikeUpland.com – Connect with Mike & explore retirement resources

🚀 Don’t let healthcare costs keep you from the retirement you deserve!

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