No.1 Money Saving Experts: Do Not Buy A House! Putting Money In A Bank Makes You Poorer!

No.1 Money Saving Experts: Do Not Buy A House! Putting Money In A Bank Makes You Poorer!

Are we falling for the biggest money traps of our generation? And what are the money habits that actually build millions? Raoul Pal, Jaspreet Singh, and Humphrey Yang reveal the truth about renting vs buying, escaping credit card debt, mastering passive income, and investing with $0! This personal finance roundtable brings 3 leading finance experts to discuss building wealth and planning for your financial future. Jaspreet Singh is an entrepreneur and founder of Minority Mindset, Raoul Pal is a former hedge fund manager and CEO of Real Vision, and Humphrey Yang is a personal finance creator and former financial advisor at Merrill Lynch. They discuss: ◼️Why saving money won’t make you rich, and what to do instead ◼️The single best skill to escape being broke in 2025 ◼️ Why renting is smarter than buying (even if you can afford to buy) ◼️ The tiny money habit that quietly builds millions over time ◼️ Why most people under 45 won’t get a pension (and what to do instead) ◼️The truth about crypto, AI and why the financial system doesn’t want you prepared (00:00) Intro(02:24) How Do I Make More Money?(05:13) Pointless Jobs That Actually Made You the Most Money(06:53) How to Visualize Your Finances(07:44) Social Pressure With Money(09:37) The Simple Money Tracking Hack(13:32) Best Form of Investing: Active or Passive?(18:34) More People Joining Crypto(21:07) Bitcoin Is Too Speculative(28:31) Stocks vs Crypto(34:01) How Would You Invest $1,000?(42:13) The S&P 500 vs the Nasdaq-100(44:14) Dollar-Cost Averaging(47:12) Remove Emotion From Financial Decisions(48:08) Should We Be Putting Everything Into Crypto?(49:36) If Crypto Isn't the Future, What Takes Its Place?(54:26) Sponsored Segment(56:24) What to Do When You're in Debt(59:43) Bankruptcy: When Should Someone Consider It?(01:02:13) What If You Don’t Want to File for Bankruptcy?(01:03:55) The Myth of Passive Income(01:05:51) How Well Can You Actually Do From Property Investments?(01:10:35) Should You Buy Rental Properties for Passive Income?(01:11:21) More People Are Renting in the US Over Buying(01:13:33) Is Property a Good Way to Build Wealth?(01:19:30) Is There Any Such Thing as Good Debt?(01:20:30) Leveraging Your Current Assets(01:26:01) Pensions and 401(k) Retirement Plans(01:41:37) Framework for Making More Money Easily(01:47:53) Keeping Your Money in a Bank Is Making You Poorer(01:51:58) What Do Rich People Know That Most Others Don’t?(01:54:41) Relationships Make Money(01:59:44) How Much Do Geographies Matter When Making Money?(02:02:30) Is the UK a Good Place to Build Wealth?(02:05:49) Closing Statements Follow Jaspreet: X: http://bit.ly/3HSFdO3 ‘Market Briefs’ newsletter:: http://bit.ly/4mWeqzr YouTube: http://bit.ly/46hbTbU Follow Raoul: X: http://bit.ly/466Fe8Q Website here: http://bit.ly/4m6Rexb You can download Raoul Pal’s 5-Year Roadmap for free here: http://bit.ly/3JQok7g You can purchase ‘The Everything Code’, here: https://amzn.to/48cJ2bk Follow Humphrey: Youtube: http://bit.ly/3KgmkoJ Instagram: http://bit.ly/4gs6kMI Website- Humphreysguide.com The Diary Of A CEO: ⬛ Join DOAC circle here - https://doaccircle.com/ ⬛ Buy The Diary Of A CEO book here - https://smarturl.it/DOACbook ⬛ The 1% Diary is back - limited time only: https://bit.ly/3YFbJbt ⬛ The Diary Of A CEO Conversation Cards (Second Edition): https://g2ul0.app.link/f31dsUttKKb ⬛ Get email updates - https://bit.ly/diary-of-a-ceo-yt ⬛ Follow Steven - https://g2ul0.app.link/gnGqL4IsKKb Sponsors:Linkedin Jobs - https://www.linkedin.com/doac Vivobarefoot - https://www.vivobarefoot.com/ Bon Charge - http://boncharge.com/diary?rfsn=8189247.228c0cb with code DIARY for 25% off Learn more about your ad choices. Visit megaphone.fm/adchoices

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Ben Fogle - Overcoming My Lifelong Battle With Self-doubt

Ben Fogle - Overcoming My Lifelong Battle With Self-doubt

Ben Fogle, a TV presenter broadcaster and author who has reached the peak of Everest, trekked over Antarctica and rowed across the vast Atlantic ocean. A man that has faced adventure and put himself in the most high risk situations doesn’t usually pair with low confidence issues and fighting his own insecurity. Born in Westminster everyone perceives him with a life of privilege, comfort and a quintessential posh lifestyle. Failing at school and only just getting through his university studies, Ben had determination for travel and exploring. He has lived on an island self-sufficiently for year, presented and made numerous well-known documentaries, written 9 Times Best selling books and is the United Nations Patron of the Wilderness. There is more to this man than I believed. The conversation we had was so diverse and we covered so much, going through Ben’s journey and getting down the core of the man everyone sees smiling in front of the lens. A chance for him to express in his words who he really is and the voyage of taking back control of his own narrative. This podcast is going to open your eyes to reality and surprise you in ways you did not expect. The demand we have for materialistic things, to be happy all the time and push ourselves and take those leaps make us question what is happy and how can we be more fulfilled. Follow Ben: Instagram - https://www.instagram.com/benfogle Twitter - https://twitter.com/benfogle  Follow me: https://beacons.ai/diaryofaceo Learn more about your ad choices. Visit megaphone.fm/adchoices

24 Maj 20211h 42min

Moment 6 - Tom Bilyeu on The TRUE Meaning of Success

Moment 6 - Tom Bilyeu on The TRUE Meaning of Success

In these ‘Moment’ episodes of my podcast, I’ll be selecting my favourite moments from previous episodes of The Diary Of A CEO. Here’s a conversation I had with Tom Bilyeu in Episode 24. Together we discuss the shift in drive which Tom experienced after acquiring large amounts of wealth as he recounts his transition from being money-driven to in search of a deeper and meaningful sense of fulfilment. What truly IS success, and how can pursuing fulfilment get us there? Episode 24 - https://g2ul0.app.link/mQgUuTVrmgb Tom: https://www.instagram.com/tombilyeu/ https://twitter.com/tombilyeu   Learn more about your ad choices. Visit megaphone.fm/adchoices

20 Maj 202111min

Moment 5 - Ben Francis On How To Respond When Things Go Wrong

Moment 5 - Ben Francis On How To Respond When Things Go Wrong

In these ‘Moment’ episodes of my podcast, I’ll be selecting my favourite moments from previous episodes of The Diary Of A CEO. In this episode I look back on a conversation I had back in 2017 with the Founder of Gymshark, Ben Francis. Together we look into how Ben’s resilience and composure under pressure has helped make Gymshark one of the biggest sportswear brands in the UK, and the insane story of when Ben wrote 1000s of handwritten letters to customers in order to uphold customer satisfaction. Ben: https://www.instagram.com/benfrancis/ https://twitter.com/benfrancis1992  Learn more about your ad choices. Visit megaphone.fm/adchoices

13 Maj 20218min

Professor Green - How To Overcome Life’s Hardest Challenges & Find A Purpose

Professor Green - How To Overcome Life’s Hardest Challenges & Find A Purpose

We all know Professor Green aka Stephen Manderson for his multiple chart topping songs throughout the years but there is so much behind each and every track inspired by his rocky upbringing, to say he has faced and overcome adversity to reach where he is would be a real understatement. He was born and raised in Hackney, growing up on one of the most notoriously troubled council estates at the time. He has won a number of personal battles ranging from health trauma and poverty to parental abandonment. Stephen's mother gave birth to him at 16 years old and left him and the home when he was just one year old. His father was absent for the vast majority of the time, leaving Stephen troubled and alienated. He was raised by his nan Pat. Stephen was stabbed in the neck in a near fatal attack with a broken glass bottle in a Shoreditch nightclub when he was 26. Convinced that he would die, he fled the club in shock and phoned both his mother and grandmother to say 'goodbye'. In 2008, Stephen tragically lost his father to suicide by hanging. He opened up on this is in his pivotal documentary 'Suicide and Me' released in 2015 for BBC III. They had had a difficult relationship prior and only occasional contact - he had not seen him face to face for six years before to having to identify his body, and his last words to his father had followed a bitter argument. In 2017, Stephen had a major health crisis and ended up with “a paralysed stomach”, totally unable to digest food. He managed to heal himself in large part through his own research and combinations of gut/balancing products. Since identifying a gap in the market for similar solutions through his own health battle, he has converted that newfound knowledge and research into co-founding liquid supplement company Aguulp, its product range receiving rave reviews so far. Stephen is incredibly level-headed and self aware despite treading such a rocky path. His constant battle with mental health both personally and within the family has created a mindset that is very unique and this conversation is one that I think everyone needs to hear. Stephen: Instagram - https://www.instagram.com/professorgreen Twitter - https://twitter.com/professorgreen  Follow me: https://beacons.ai/diaryofaceo Learn more about your ad choices. Visit megaphone.fm/adchoices

10 Maj 20211h 35min

Moment 4 - How I Discovered A More Grateful Perspective

Moment 4 - How I Discovered A More Grateful Perspective

In these ‘Moment’ episodes of my podcast, I’ll be selecting my favourite moments from previous episodes of The Diary Of A CEO. In this episode I look back on a trip I took to India where I got to take a look at what life is like in the slums of Mumbai. This entire experience shifted my perspective completely and yet the most surprising thing about what I was seeing wasn’t the grim reality of poverty, but the unshakable fact that these people were happy. I walked away from those slums with an entirely new perspective on the privilege we have been given from birth, and this is where I introduce how I discovered a more grateful perspective Full episode - https://g2ul0.app.link/uPvHRJw80fb  Learn more about your ad choices. Visit megaphone.fm/adchoices

6 Maj 20218min

Russell Kane: How To Build Confidence & Stay Young

Russell Kane: How To Build Confidence & Stay Young

My guest this week is Russell Kane, a Multi-award-winning comedian, presenter, actor, author and scriptwriter. Russell Kane is best known for the BBC Radio 4 podcast Evil Genius, which has become a flagship show and was the best performing original podcast on the BBC Sounds platform. Russell's other podcast, Boys Don't Cry, also features regularly on the iTunes podcast chart.  Kane is also the author of two books, “The Humorist” and the very well-received memoir about his father “Son of a Silverback: Growing Up in the Shadow of an Alpha Male”. Russell went on to make history as the first comedian to win both the Edinburgh Award and Melbourne Comedy Festival's Barry Award in one year. In this conversation you see the less funny side of Russell, it is however one of the most informative, fascinating and mind-boggling conversations I've ever had on this podcast. This guy has more knowledge than you could ever imagine and I think you’re really going to enjoy this chat.  Follow Russell: Twitter - https://twitter.com/russell_kane Instagram - https://www.instagram.com/russell_kane Follow me: https://beacons.ai/diaryofaceo Learn more about your ad choices. Visit megaphone.fm/adchoices

3 Maj 20211h 45min

Moment 3 - John Vincent On How To Live A More Present Life

Moment 3 - John Vincent On How To Live A More Present Life

In these ‘Moment’ episodes of my podcast, I’ll be selecting my favourite moments from previous episodes of The Diary Of A CEO. In this episode John Vincent, Chief Executive and Co-Founder of the Leon Restaurants, explains why he believes that the current social-media-focused world we live in is slowly and subtly ‘boiling’ the younger generations like a frog in a pan. John goes on to offer his advice on how we can live more in the present moment using his experience meeting with African tribespeople as well as what he’s learned from physical-based meditation. Full episode - https://g2ul0.app.link/mPPnb0OFPfb John: https://twitter.com/johnv_leon?lang=en https://www.linkedin.com/in/john-vincent-52b62bb2/?originalSubdomain=uk Watch us on Youtube - www.youtube.com/stevenbartlettyt Learn more about your ad choices. Visit megaphone.fm/adchoices

29 Apr 202110min

Jim Chapman: Overcoming Failure Anxiety, Finding Love & Life-Changing Therapy

Jim Chapman: Overcoming Failure Anxiety, Finding Love & Life-Changing Therapy

On this weeks podcast, we have Jim Chapman. You may know him from Youtube, Instagram and dare I say it... the ex husband of another high profile Youtube star. You will hear Jim speaking about his own truth, separate from the media headlines. This is Jim Chapman like you have never heard him - he actually shocked me with his honesty in this raw and unfiltered podcast.  Jim Chapman is a British Celebrity, YouTuber, presenter, model, writer and soon to be father with over 6 million loyal followers across all social media platforms. Jim along with his peers helped shape social media into what it is today. In this podcast, Jim speaks openly about topics he has not yet discussed. This is a VERY intimate podcast, which will make you smile, laugh and even shock you. Jim talks about his personal experiences, trauma from his childhood, which most of us could never imagine and how this will shape him as a first-time father. We also talk about the curse of over thinking, love, break-ups, his new projects and... those rumours! Follow Jim: YouTube - www.youtube.com/jimchapman Instagram - https://instagram.com/JimChapman Twitter - https://twitter.com/jimchapman Follow me: https://beacons.ai/diaryofaceo Learn more about your ad choices. Visit megaphone.fm/adchoices

26 Apr 20211h 31min

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