Maybe Your Bank Owes YOU

Maybe Your Bank Owes YOU

Erin and Keri celebrate listener Mandy’s huge win paying off back taxes, explain why your house might not be the asset you think it is, and show how catching one small banking error can save thousands. Join our online community: www.getthehelloutofdebt.com Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Today’s episode is brought to you by BetterHelp. Get 10% off your first month at BetterHelp.com/skye Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

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Financial Spring Cleaning Challenge - Day 10 - Bathrooms

Financial Spring Cleaning Challenge - Day 10 - Bathrooms

We are going under those bathroom sinks and into our medicine cabinets on Day 10 of the Financial Spring Cleaning Challenge. Toss items that you haven't used recently and get rid of anything that is expired. And if you're in the market for some really old sparkly green eyeshadow, Keri has you covered.  Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. DAY 10 - Financial Spring Cleaning Challenge: clean out those bathrooms    _______________________________   🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly 📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum   🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa  📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/   Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. _______________________________ Erin’s Favorite Canadian Insurance Company: Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef   Erin's Favorite Online Canadian Will + Estate Company: https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37  USE CODE to save even more: ERIN20   Erin's trusted American partner is https://trustandwill.sjv.io/rQYqnd _______________________________ Need some help filling your Quick + Dirty fund? Check out the new course "Online Selling Success: Turning Products Into Profits" https://www.erinskyekelly.com/offers/tWh2mTJp/checkout    If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. Learn more about your ad choices. Visit megaphone.fm/adchoices

10 Mars 20248min

Financial Spring Cleaning Challenge - Day 9 - Needs Analysis

Financial Spring Cleaning Challenge - Day 9 - Needs Analysis

We are doing a Needs Analysis for Day 9 of the Financial Spring Cleaning Challenge. This means we are going to go through our homes and write down everything we think we might need, now or in the future. By doing this, we can make a clear plan for bringing in new things - for our spaces and for our wallets.  Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. DAY 9 - Financial Spring Cleaning Challenge: creating a Needs Analysis    _______________________________   🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly 📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum   🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa  📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/   Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. _______________________________ Erin’s Favorite Canadian Insurance Company: Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef   Erin's Favorite Online Canadian Will + Estate Company: https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37  USE CODE to save even more: ERIN20   Erin's trusted American partner is https://trustandwill.sjv.io/rQYqnd _______________________________ Need some help filling your Quick + Dirty fund? Check out the new course "Online Selling Success: Turning Products Into Profits" https://www.erinskyekelly.com/offers/tWh2mTJp/checkout    If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. Learn more about your ad choices. Visit megaphone.fm/adchoices

9 Mars 20247min

Financial Spring Cleaning Challenge - Day 8 - Kitchen Clean-Out

Financial Spring Cleaning Challenge - Day 8 - Kitchen Clean-Out

Welcome to Day 8. If you are like Keri, you might have an extra whisk or 2 jamming up your drawers. Time to toss anything unnecessary that's taking up space in your kitchen.  Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget.   DAY 5 - Financial Spring Cleaning Challenge: clean out that kitchen    _______________________________   🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly 📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum   🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa  📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/   Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. _______________________________ Erin’s Favorite Canadian Insurance Company: Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef   Erin's Favorite Online Canadian Will + Estate Company: https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37  USE CODE to save even more: ERIN20   Erin's trusted American partner is https://trustandwill.sjv.io/rQYqnd _______________________________ Need some help filling your Quick + Dirty fund? Check out the new course "Online Selling Success: Turning Products Into Profits" https://www.erinskyekelly.com/offers/tWh2mTJp/checkout    If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. Learn more about your ad choices. Visit megaphone.fm/adchoices

8 Mars 20248min

Financial Spring Cleaning Challenge - Day 7 - Unsubscribing

Financial Spring Cleaning Challenge - Day 7 - Unsubscribing

It's Day 7 - we're one week in to our Financial Spring Cleaning Challenge! Today, it's time to unsubscribe from all those pesky retailers who show up in our inbox and tempt us with their deals. We are cleaning our inboxes and our social media - it's digital decluttering day. Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget.   DAY 5 - Financial Spring Cleaning Challenge: bye, bye, unwanted emails!    _______________________________   🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly 📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum   🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa  📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/   Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. _______________________________ Erin’s Favorite Canadian Insurance Company: Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef   Erin's Favorite Online Canadian Will + Estate Company: https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37  USE CODE to save even more: ERIN20   Erin's trusted American partner is https://trustandwill.sjv.io/rQYqnd _______________________________ Need some help filling your Quick + Dirty fund? Check out the new course "Online Selling Success: Turning Products Into Profits" https://www.erinskyekelly.com/offers/tWh2mTJp/checkout    If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. Learn more about your ad choices. Visit megaphone.fm/adchoices

7 Mars 20248min

Hannah pays off £15,000 in less than a year!

Hannah pays off £15,000 in less than a year!

Today's episode is all about Hannah and her extraordinary committment to Get the Hell Out of Debt.  We are also in the midst of our 30 day Financial Spring Cleaning Challenge, so today you'll create a system that will reduce the physical financial clutter in your home, and allow you to organize the digital stuff.  Hannah is a star Get The Hell Out Of Debt participant - she followed Erin's teachings exactly as they are laid out, and she had huge success. Listen to hear how she increased her net worth by 95% in under a year! Just like Hannah did, join the course and access our online community here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. DAY 6 - Financial Spring Cleaning Challenge: let's go paperless!   _______________________________   🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly 📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum   🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa  📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/   Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. _______________________________ Erin’s Favorite Canadian Insurance Company: Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef   Erin's Favorite Online Canadian Will + Estate Company: https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37  USE CODE to save even more: ERIN20   Erin's trusted American partner is https://trustandwill.sjv.io/rQYqnd _______________________________ Need some help filling your Quick + Dirty fund? Check out the new course "Online Selling Success: Turning Products Into Profits" https://www.erinskyekelly.com/offers/tWh2mTJp/checkout    If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. Learn more about your ad choices. Visit megaphone.fm/adchoices

6 Mars 202438min

Financial Spring Cleaning Challenge - Day 5 - Insurance

Financial Spring Cleaning Challenge - Day 5 - Insurance

It's Day 5 - congratulations for being here! We're looking into our insurance coverage today - specifically our life and disability insurance. Do you know that your work likely doesn't cover you as much as Erin recommends? We're digging out our papers and reading the fine print.  Canadians! Erin found some great (and easy!) options for you: Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef   Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget.   DAY 5 - Financial Spring Cleaning Challenge: go through your insurance and check your coverage    _______________________________   🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly 📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum   🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa  📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/   Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. _______________________________ Erin’s Favorite Canadian Insurance Company: Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef   Erin's Favorite Online Canadian Will + Estate Company: https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37  USE CODE to save even more: ERIN20   Erin's trusted American partner is https://trustandwill.sjv.io/rQYqnd _______________________________ Need some help filling your Quick + Dirty fund? Check out the new course "Online Selling Success: Turning Products Into Profits" https://www.erinskyekelly.com/offers/tWh2mTJp/checkout    If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Mars 202413min

Financial Spring Cleaning Challenge - Day 4 - Wills

Financial Spring Cleaning Challenge - Day 4 - Wills

Bring on Day 4. Today we're doing something we have been putting off for far too long - we're writing our wills. This is important! And it doesn't have to take long. Spend just 20 minutes today putting your wishes on paper. For our Canadians, here's what we used to do our wills: https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37  And of course Erin has a code to save you some bucks: ERIN20  Erin's trusted American partner is https://trustandwill.sjv.io/rQYqnd   Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. _______________________________   🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly 📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum   🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa  📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/   Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. _______________________________ Erin’s Favorite Canadian Insurance Company: Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef   Erin's Favorite Online Canadian Will + Estate Company: https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37  USE CODE to save even more: ERIN20   Erin's trusted American partner is https://trustandwill.sjv.io/rQYqnd _______________________________ Need some help filling your Quick + Dirty fund? Check out the new course "Online Selling Success: Turning Products Into Profits" https://www.erinskyekelly.com/offers/tWh2mTJp/checkout    If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer.   Learn more about your ad choices. Visit megaphone.fm/adchoices

4 Mars 202419min

Financial Spring Cleaning Challenge - Day 3 - Sell and Donate

Financial Spring Cleaning Challenge - Day 3 - Sell and Donate

Day 3! We are dealing with the contents of our boxes from yesterday. Determine what you can sell - and price your items appropriately - and decide which items are headed for donation or dumpster.  Jump into the challenge with us anytime!  Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. DAY 3 - Financial Spring Cleaning Challenge: sell and donate items from your big box   _______________________________   🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly 📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum   🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa  📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/   Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. _______________________________ Erin’s Favorite Canadian Insurance Company: Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef   Erin's Favorite Online Canadian Will + Estate Company: https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37  USE CODE to save even more: ERIN20   Erin's trusted American partner is https://trustandwill.sjv.io/rQYqnd _______________________________ Need some help filling your Quick + Dirty fund? Check out the new course "Online Selling Success: Turning Products Into Profits" https://www.erinskyekelly.com/offers/tWh2mTJp/checkout    If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer.   Learn more about your ad choices. Visit megaphone.fm/adchoices

3 Mars 202411min

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