Money and Me: Is CPF Life Enough for a Comfortable Retirement?

Money and Me: Is CPF Life Enough for a Comfortable Retirement?

How far can $1,350 a month really take you in retirement?

Hosted by Michelle Martin, this episode explores CPF Life and whether the Standard or Escalating Plan is better suited for your golden years.

Daniel Sim, Founder of Golden Goose Properties, joins the conversation to unpack the trade-offs of starting payouts at 65 versus delaying till 70.

They also discuss strategies to supplement CPF with rental income, downsizing, or non-property investments.

If your retirement target is $2,500–$4,500 a month, where will the extra cash flow come from?

Tune in to learn how to think of property as a secondary “CPF Life” and what other income streams can bridge the retirement gap.

* The Full retirement sum is $213 000 for 2025, it will be $228 000 in 2027. This amount is the standard to set aside by age 55 on your Retirment Account to receive monthly payouts under the CPF LIFE Standard Plan upon reaching the Payout Eligibility Age.

See omnystudio.com/listener for privacy information.

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Read with Michelle Martin : The delicious book that features 10 iconic family-owned restaurants

Read with Michelle Martin : The delicious book that features 10 iconic family-owned restaurants

She identified 10 wonderful family-run restaurants in Singapore, such as Muthu’s Curry and Spring Court, which have lasted more than 50 years in Singapore. She shares the stories and struggles of Singapore’s early F&B founders, with each chapter embedded with a recipe. Ow Kim Kit, Author of ‘Delicious Heirlooms’ talks about these rags-to-success stories and her discoveries from writing the book.See omnystudio.com/listener for privacy information.

2 Juli 201910min

Money and Me: Long-Term Investing From $14k to $70 million

Money and Me: Long-Term Investing From $14k to $70 million

Join Michelle Martin, as she speaks with Kelvin Seetoh of 10x Capital, co-author of Expand Your Circle of Competence, about the benefits of long-term investing, and the lessons learnt from the true life story of the postal worker who went from 14k a year to 70 million dollars. See omnystudio.com/listener for privacy information.

1 Juli 201914min

1 in 4 young people in Singapore afraid to show kindness in public

1 in 4 young people in Singapore afraid to show kindness in public

According to the Singapore Kindness Movement - or SKM - Graciousness Survey 2019, one in four young people refrain themselves from displaying acts of kindness in public due to fear of embarrassment or being mocked. In contrast, older people are less concerned over what others think about them, but are more concerned over their ability to help and not being aware of others’ need for help. Done annually, the Graciousness Survey monitors and gathers the acts and views of kindness and graciousness here in Singapore. Dr William Wan, General Secretary of Singapore Kindness Movement weighs in.See omnystudio.com/listener for privacy information.

1 Juli 201910min

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