Could Trump Cap APRs at 10% for a Year? And Let's Talk The Cost of Money
President Trump sure is shaking things up. Social media is a-buzz with his crazy antics. Last week he went on social and posted he was going to have credit card APRs get reduced to 10% for a year. The...
15 Jan 12min
Psychology of Spending
Before the action steps of paying off debt, getting out of debt, staying out debt, we really need to know a few angles in psychology that affects our spending and buying decisions. It even affects our...
26 Nov 202518min
Holiday Spending: Healing the Kid Inside You (Without Wrecking Your Credit)
So many adults overspend during the holidays because they’re trying to give their kids what they never had — not realizing they’re actually trying to heal a younger version of themselves.It’s love… bu...
12 Nov 202511min
Medical Debts On Your Credit Report
In the not too distant past, smaller medical debts that become collections were no longer allowed to be added/reported to your credit report. Unpaid medical debt remains the leading cause of consumer ...
29 Sep 202512min
Gen Z's Are Anxious About their Credit Situation
I read an article that gave some startling stats on Gen Z's: a BIG percentage are quite nervous, or more like anxious, about their credit profile. Many have not even checked their credit before! Yikes...
9 Sep 20259min
Buy Now, Pay Later Loans Will Be Added To Your Credit Profile
Do you utilize Buy Now, Pay Later loans? A few of them had shown up on credit (Affirm is known for reporting) but many only appear on your credit report if you are late or it becomes a collection. But...
31 Aug 20259min
Current Debt Numbers Across the Country
What is credit, really? It's usually... debt. This is why Dave Ramsey teaches and preaches the way he does- saying don't use credit cards. It's because most of us need guard rails against going into d...
15 Aug 202510min
