Money and Me: Beat the Clock on SRS - Grow More, Tax Less

Money and Me: Beat the Clock on SRS - Grow More, Tax Less

A race against time - and one that could save you real money.

As the year ends, many Singaporeans hurry to make their S$15,300 SRS contribution to cut their tax bill - but how does the scheme work

We unpack withdrawal rules, explain whether you’ll eventually pay tax, and why 1 in 5 SRS dollars sits idle earning just 0.05% interest

Should you invest your SRS instead, and how do rising statutory retirement ages affect when you can access your money?

We break down the crucial 1 July 2026 deadline to lock in the penalty-free withdrawal age of 63.

Hosted by Michelle Martin with guest Elijah Lee, Senior Financial Services Manager, Phillip Securities.

See omnystudio.com/listener for privacy information.

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Market View: Oil War Shockwaves - Why Insurance, Defense and AI Are Suddenly Market Movers

Market View: Oil War Shockwaves - Why Insurance, Defense and AI Are Suddenly Market Movers

Oil markets are on edge as Middle East conflict threatens one-fifth of the world’s oil supply moving through the Strait of Hormuz. Michelle Martin and Ryan Huang unpack the ripple effects across energ...

12 Mars 20min

Money and Me: Expensive Mistakes When Market Shocks Hit 

Money and Me: Expensive Mistakes When Market Shocks Hit 

When markets shake, your instincts may tell you to run and turn your equities into cash - but history suggests, that action may be an expensive mistake. Michelle Martin speaks with Tim Phillips, Foun...

11 Mars 25min

Market View: Why investors are questioning Oracle, the 200-year-old company powering ahead, and the EV maker in the black 

Market View: Why investors are questioning Oracle, the 200-year-old company powering ahead, and the EV maker in the black 

A 200-year-old trading empire is looking good. Asian conglomerate Jardine Matheson posts strong earnings and a higher dividend as its property, retail and infrastructure empire powers ahead. Meanwhile...

11 Mars 21min

Money and Me: Who Really Wins When Money Is Printed?

Money and Me: Who Really Wins When Money Is Printed?

What if inflation isn’t an accident - but a feature of the system? In this episode of Money and Me, hosted by Michelle Martin, we dive beneath the headlines with Paul Musson, author of Capital Offence...

10 Mars 24min

Market View: Is there a real path to de-escalation for the Iran conflict? Will the US market meltdown? AI’s Debt-Fueled Data Center Boom

Market View: Is there a real path to de-escalation for the Iran conflict? Will the US market meltdown? AI’s Debt-Fueled Data Center Boom

War rhetoric, surging oil and AI spending are colliding - and markets are trying to figure out what breaks first. In this episode of Market View, hosted by Michelle Martin with Ryan Huang, we unpack h...

10 Mars 26min

Influence: The founders steering a Singapore Food Icon - Tanjong Rhu Pau

Influence: The founders steering a Singapore Food Icon - Tanjong Rhu Pau

A smoky char siew filling , molten salted egg custard, and a skin so thin it almost melts in your mouth- this humble pau has built a Singapore food legacy spanning three decades Tanjong Rhu Pau is so ...

9 Mars 22min

Money and Me: What if your CPF could pay you $4,600 every month in retirement - tax free?

Money and Me: What if your CPF could pay you $4,600 every month in retirement - tax free?

A Singapore retiree has sparked a lot of conversation after revealing she receives roughly $4,600 a month from CPF payouts. We examine the numbers behind her strategy For listeners turning 55 today, t...

9 Mars 23min

Market View: How high can oil go? Winners and possible losers amongst defense stocks and SG agri counters

Market View: How high can oil go? Winners and possible losers amongst defense stocks and SG agri counters

War risk in the Middle East is back on traders’ screens - and the ripple effects are already shaking oil, defense stocks, airlines and global markets. Escalating tensions in the Middle East - includin...

9 Mars 17min

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