The $300 Trillion Question: Can You Buy a Home Without a Bank?
Tech Talks19 Nov 2025

The $300 Trillion Question: Can You Buy a Home Without a Bank?

Buying a house is really, really hard. It took our host David 15 years of renting until he was in a position to get on the career ladder. It's a huge milestone, but it comes with debt, and interest. But does it have to?

Former career banker Chris Smith chats to David about his mission to expose how the traditional financial system has failed home ownership, turning the market into a "game of monopoly". He reveals Bloxx, a new financial architecture built on equity and Web3 infrastructure.

By connecting institutional capital directly to buyers, Bloxx enables home access with a 1% deposit and monthly payments up to 30% cheaper than a traditional mortgage, making renting a "dead cost" of the past. This is the generational shift required to get 1.2 billion renters into homes. Too good to be true? Surely the banks won't allow it? Listen in to today's interview to find out more!


Want to read the latest from David, his Substack (diving into ‘Tech Talks’ and more) is here.

Tech Talks is powered by Nash Squared, the leading global provider of technology and talent solutions. Find out more about our solutions at⁠⁠⁠⁠ ⁠⁠⁠www.nashsquared.com⁠⁠⁠⁠⁠⁠⁠

The music on Tech Talks is created by London artist Lemzi:⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠www.lemzi.com⁠⁠

Avsnitt(852)

The Real Threat to Early Careers isn’t Automation, it’s a Lack of Cash

The Real Threat to Early Careers isn’t Automation, it’s a Lack of Cash

Venture capital has a diversity problem, but talking about it won't fix it. In this episode, David sits down with Anu Adebajo, the new CEO of Newton Venture Program, to explore the real barriers to en...

23 Mars 42min

The 'Agent Boss' Trap: Will Surface-Level Knowledge Mean the Human Handbrake Doesn't Work?

The 'Agent Boss' Trap: Will Surface-Level Knowledge Mean the Human Handbrake Doesn't Work?

We might soon be ‘agent bosses’. But if we only skim-read AI’s work, then the human handbrake might already be broken. As we trade deep expertise for surface-level summaries across a broader range of ...

20 Mars 33min

We Meet the Entrepreneur Who is Making You Look Up

We Meet the Entrepreneur Who is Making You Look Up

Digital experiences today are often isolating, but what if technology could bring us together in the physical world? In this episode, David speaks to Janet Beck (CEO of Glasseye) about the creation of...

18 Mars 24min

From Influencer to Founder: Rebuilding the Creator Economy with Purpose

From Influencer to Founder: Rebuilding the Creator Economy with Purpose

After fleeing the war in Ukraine, Vita Shafinska had to rebuild her 200,000-strong digital community from scratch. Now, with over 620,000 UK followers, she’s transitioning from creator to tech founder...

16 Mars 30min

If You Forget the "Three Ps", You're Making a Cyber Criminals Job Easy

If You Forget the "Three Ps", You're Making a Cyber Criminals Job Easy

AI and deepfakes are dominating the security conversation, but what is actually causing breaches?David recently talked to Ed Williams, VP of EMEA Consulting at LevelBlue (a 20-year Pentesting veteran ...

13 Mars 22min

What Is Shadow L&D? Why Your Employees Are Building AI In Secret

What Is Shadow L&D? Why Your Employees Are Building AI In Secret

AI is scaling rapidly, but human skills are struggling to keep up. As a result, frustrated employees are taking learning into their own hands, giving rise to "Shadow L&D". In this episode, Bharat Siya...

11 Mars 30min

Why the ‘Strava for Women’ Pivoted to Basic Safety First

Why the ‘Strava for Women’ Pivoted to Basic Safety First

Former four-time British Champion pistol shooter Anna Rehfisch realised early in her athletic career that sports programming, nutrition, and coaching were entirely built on male defaults. When she set...

9 Mars 27min

The Hiring Shift: Why Critical Thinking Beats Experience in the AI Era

The Hiring Shift: Why Critical Thinking Beats Experience in the AI Era

As AI reshapes the workplace, how do you prepare non-technical teams for the future? David Savage sits down with Malgorzata Perfeniuk, Chief People Officer at Impress, to explore the real impact on pe...

6 Mars 31min

Populärt inom Teknik

uppgang-och-fall
bilar-med-sladd
elbilsveckan
market-makers
rss-elektrikerpodden
skogsforum-podcast
rss-technokratin
rss-laddstationen-med-elbilen-i-sverige
rss-veckans-ai
rss-uppgang-och-fall
bli-saker-podden
developers-mer-an-bara-kod
rss-en-ai-till-kaffet
rss-powerboat-sverige-podcast
natets-morka-sida
rss-fabriken-2
har-vi-akt-till-mars-an
hej-bruksbil
rss-milpodden
rss-snacka-om-ai