Holiday Spending - Plan For It!
What other time of the year takes so much out of us- financially and otherwise?! Don't let gift giving pull you down! Make plan, be ready, take some precautions and DON'T max out your credit cards! ...
27 Nov 202414min
Is Your Significant Other's Credit Terrible?!
Is your significant other's credit profile and score causing some tension in the relationship? In addition to the obvious of having to pay higher interest or not qualify for financing at all due to lo...
29 Okt 202422min
What Is A Credit Sweep (Besides Illegal!)
Have you heard of the term "credit sweep" or credit washing? I hadn't either until recently. Not only does it sound too good to be true- it's illegal! Please be careful with "quick fixes" as they oft...
8 Okt 20247min
The Credit Bureaus are Selling Your Personal Info!
The Big Credit Bureaus are selling your information - and they are making bank by doing so! Listen in as you Coach shares 2 ways to protect your information from being sold to companies who want to kn...
25 Sep 20247min
What's Worse- No Credit or Bad Credit?
Have you wondered, what is worse? Bad credit or no credit? Listen in to learn what "the decision makers" when it comes to extending credit want to see. Questions@creditkristi.com
12 Sep 202412min
More on Zero Percent 0% Balance Transfers
Let's listen in to some additional details regarding zero percent balance transfers on credit cards. Questions@creditkristi.com
17 Aug 202411min
Credit Card Balances and APRs - New HIGHs
Credit card balances are at the highest level in history. In fact, over $1.115 TRILLION is the current outstanding credit card balances for Americans! 1 in every 5 credit card holders are "maxed out" ...
29 Juli 202412min
What is Debt Ratio (and Why Should I Care?)
There is a very important term in finance called Debt Ratio. You should have an understanding of what it means, what it says about you and your spending/debt load, and why it's important to keep it in...
9 Juli 202416min
