Credit Coaching by Kristi

You may have heard me preach and teach about how too high of credit card balances can lower your score, not having long/deep credit or too many inquiries can keep your score low. Of course collections...

7 Feb 20239min

If you carry a credit card balance, there is a good chance that you are experiencing a higher minimum payment or have seen that more of your monthly payment is going towards interest rather than payin...

24 Jan 20239min

Feeling like your money isn't stretching as far as it used to? Yeah, me too. Listen in as your coach pokes fun at an article she recently read on how to make a little extra money and then Kristi will ...

11 Jan 202318min

Do disputes impact your credit profile and scores? You betcha! I have seen where many "credit repair companies" will just go in an dispute everything listed on your credit report. I suppose that is on...

27 Dec 20228min

if you have ever experienced identity fraud or know someone who has, you know it's no joke. There are some protective measures you can put into place to help. You can freeze your credit profile with e...

14 Dec 202210min

Listen in as your credit coach shares 6 tips on how to raise your credit scores. Easy to implement and will have a long lasting positive impact on your credit profile and credit scores. Questions@cred...

29 Nov 20228min

Using credit and loans to leverage oneself to do more with what you have is likely the goal. For instance, putting down a required down payment and then financing your home vs. saving $400,000 to pay ...

16 Nov 202215min

If you are working towards a great credit score to obtain financing for a home or intend on ever getting a mortgage, purchase or refinance, listen up! the Federal Housing Finance Agency has just accep...

2 Nov 20229min