Budget Nerds

Ben and Ernie share their different strategies for applying Rule Four -- aging your money -- and specifically budgeting for the month ahead. Ben budgets for the next month in real time, allocating pay...

12 Juli 202344min

Ben and Ernie discuss YNAB's Four Rules, and whether they can be applied to other areas of life outside the budget. As it turns out, yes they can! Whether it's Ernie's favorite pasttime (lawncare) or ...

28 Juni 202343min

Ben and Ernie return to their nerdy roots and talk memos today, all about that little field in the transactions next to the category and balance. Turns out, the memo field can be used in many clever a...

14 Juni 202345min

YNAB is not like other budgeting methods. Rule Four is "age your money" and it encourages folks to spend last month's earnings on this month's expenses, thereby breaking the paycheck to paycheck cycle...

31 Maj 202338min

Budgeting is pretty fun already... if you're a budget nerd. But what's even more fun than reconciling your account, or assigning that fresh pay check that just hit your account? Making a game out of i...

17 Maj 202352min

Ben and Ernie tackle the topic of paying off debt, with a different bent than the typical personal finance podcast or blog. Where many sources focus on paying debt off at all costs, using extreme meas...

3 Maj 202341min

Ernie is hosting a live "Budget with Me" session on the Budget Nerds YouTube channel. Ernie will be sharing his actual budget and demonstrating his process for budgeting his April paychecks.   The liv...

27 Apr 20231min

It's Ben's turn! Ben shares a whopping 84 categories from his budget on today's show, from "BMI" to "sundries" (Ben's favorite word).   Ernie will be budgeting LIVE on YouTube with his actual April pa...

19 Apr 20231h 5min