585 | Getting to the Boring Middle: What You Need in Place First
Most people think financial independence is a straight line from broke to retired—it isn't. Progress compounds daily in ways you won't notice if you're only looking at your net worth spreadsheet. Brad...
8 Feb 1h 4min
Goal Setting for 2026
A 70% savings rate while buying a house? One listener proves it's possible — and their story is just one of many that'll make you rethink your 2026 financial plans. Brad and Jonathan turn over the mic...
1 Feb 1h
583 | A Table of Contents for FI: Part 2 — The Detour is the Journey
Most people think they'll be "done" learning about financial independence in a few months—then wonder why they're still obsessed years later. Brad and Jonathan confront this paradox head-on: if you ca...
25 Jan 1h 1min
582 | A Table of Contents for FI: Part 1
Most people treat financial independence like a destination—a magic number to hit before life gets good. But what if the pursuit itself is where the real value lies? Jonathan and Brad challenge the "m...
18 Jan 1h 6min
581 | Are Roth Conversions Necessary?
Most people rushing to convert their traditional IRAs to Roth accounts have never stopped to ask whether they actually need to. Brad sits down with tax experts Sean Mullaney and Cody Garrett to cut th...
11 Jan 1h 6min
580 | 2026 Goals: Why This Year Everything Changes
Slashing $100 from your monthly budget shrinks your FI target by $30,000. Brad and Jonathan explore how small financial wins compound into life-changing freedom, and why 2026 marks a shift toward deep...
4 Jan 59min
2025 Biggest Takeaways with Ginger
One conversation stopped host Ginger in her tracks: Frank Vasquez's simple rule about only traveling when there's someone meaningful at the destination. It wasn't revolutionary advice—just an offhand ...
28 Dec 202553min
Year End Wins 2025
Watching someone hit Coast FI mid-career changes everything about how they view work. Brad and Ginger read listener wins from the past year, celebrating community members who maxed out retirement acco...
21 Dec 202556min
