Your First 5 Years of Retirement Decide Everything
Your first 5 retirement years decide everything—retirement planning, withdrawal strategy, taxes, health insurance, spending, purpose, relationships, and the mistakes that derail early retirees. Here a...
2 Mars 19min
The Cash Runway Plan: Build It, Store It, Refill It
Build a cash runway for retirement so you’re not forced to sell stocks in a down market. Learn how many years you need, how to build it, where to hold it (HYSA, CDs, T-bills), and simple refill rules....
9 Feb 22min
ACA Subsidy Payback: The Tax-Time Trap
ACA subsidy payback at tax time? Form 8962 + 1095-A reconciliation can trigger a surprise bill when your MAGI ends up higher than expected. In this episode, I’ll you'll learn why it happens, how to fi...
2 Feb 12min
Choppy Markets? Use This Retirement Defense Plan
Market volatility and choppy markets can wreck retirement plans—if you react the wrong way. In this episode, I share a simple framework to stay calm, avoid panic selling, and protect your long-term in...
26 Jan 10min
ACA Premium Shock? Pay Less All Year
ACA premium shock for 2026? If your Marketplace/Obamacare health insurance premium jumped, this video shows 10 practical ways to pay less all year by controlling MAGI (modified adjusted gross income) ...
12 Jan 18min
2026 401(k) & IRA Limits Are Up—But Maxing Out Can Backfire (3 Rules)
2026 401(k) and IRA contribution limits are rising from 2025—but maxing out can backfire if you’re planning early retirement. In this episode I break down 3 rules to fund the right accounts in the rig...
5 Jan 10min
Monthly Dividend ETFs: The Paycheck Illusion (3 Tests to Avoid a Costly Mistake)
Monthly Dividend ETFs for retirement income can look like a paycheck—but it’s often an illusion. In this episode, I share 3 tests to avoid costly mistakes and keep Affordable Care Act (ACA) taxes in m...
15 Dec 202512min
6 Levels of Retirement Wealth – Which Level Are You?
Wondering if you really have enough to retire? In this early retirement planning episode, I break down 6 levels of retirement wealth—from Survival to Fulfillment—so you can see which level you’re at a...
8 Dec 202517min
