Mortgage Market Update Part 3: Alternatives to Conventional Mortgage Loans
The primary mortgage market recently has flattened, with rising interest rates and fewer homes on the market. However, these factors, coupled with home price appreciation, have created a space for alt...
17 Aug 202325min
Overhaul of Regulatory Capital Requirements Proposed By US Banking Regulators, Part 1
The US federal banking regulators have jointly proposed extensive revisions to the regulatory capital requirements for midsize and larger US banking organizations. The revisions are lengthy and would ...
2 Aug 202329min
Mortgage Market Update Part 2: Mortgage Securitization and MSR Updates
In recent years, the US mortgage markets have faced mounting pressure from rising interest rates, declining originations, and heightened regulation. In part two of our three-part podcast series on the...
27 Juli 202337min
Mortgage Market Update Part 1: Bank Capital Requirements and Related Developments
In recent years, the US mortgage markets have faced mounting pressure from rising interest rates, declining originations, and heightened regulation, such as EU risk retention requirements. While deals...
13 Juli 202330min
US Government Policy and Bank Regulatory Developments
The last few months have seen a steady stream of emergency actions from the US banking regulators, along with legislative proposals from the Hill, that have spurred debate over the necessity of regula...
6 Juli 202331min
Credit Risk Transfer for Regional and Community Banks: A Path Back to Growth
Many regional and community banks in the United States are under intense pressure from economic forces beyond their control. This has led to a contraction in the lending markets, and may even shut off...
8 Juni 202325min
Hot Topics in Trade Finance
The last few years have seen many changes and trends in the world of trade finance—not least because of well-publicized supply-chain disruptions around the globe. These and other factors have spurred ...
24 Maj 202327min
Addressing Concerns with FinCEN's New Reporting Rules
The Financial Crimes Enforcement Network ("FinCEN") recently waded into unexpected controversy with the release of proposed data fields for the beneficial ownership information ("BOI") reporting regim...
18 Apr 202330min
