Headsup On Money

Headsup On Money

Headsup On Money.

Never make another financial mistake.

Join Benjamin Mitchell (The Money Scot) - a chartered financial planner and serial hater of financial jargon, as he helps you to make better financial life decisions, retire on your terms and never make another financial mistake.

In this weekly podcast we answer the money questions you're too scared to ask and arm you with the knowledge and power to help you get on top of your personal finances.

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Avsnitt(153)

128- Why A Cash Flow Model Is Critical For Your Financial Plan

128- Why A Cash Flow Model Is Critical For Your Financial Plan

Without a cash flow model you are simply planning blind. How do you know if you have 'enough' if you don't start with the end in mind and work backwards? In this episode Benjamin describes what a cas...

16 Jan 20min

127- Quick Wins To Start 2026

127- Quick Wins To Start 2026

Fear not money nerds, this isn't a generic run through of the dreaded financial new year's resolutions. Nobody ever sticks to those anyway. Financial planning is dull and sticky, and you want low eff...

9 Jan 23min

126- A £1.5M Portfolio Is Easier To Achieve Than You Think

126- A £1.5M Portfolio Is Easier To Achieve Than You Think

In this, the final episode of Headsup on Money for 2025, Benjamin builds on last week's discussion on how much you should target in your 'retirement pot' to achieve a comfortable retirement. Achievin...

19 Dec 202522min

125- How Much You Need In Your Portfolio To Retire on £4,000 A Month

125- How Much You Need In Your Portfolio To Retire on £4,000 A Month

Planning for retirement can be hard when you don't know how retirement will take shape. How much do you need to afford a good standard of retirement? The answer is higher than you think it is. Prob...

12 Dec 202521min

124- What You Avoid Is More Important

124- What You Avoid Is More Important

With the Never Ending Worry Service (news) all around us when it comes to our money it can be hard to know what to do. However, in this episode Benjamin challenges the normal convention that we shoul...

5 Dec 202512min

123- Budget 2025 Special (What You Need To Know)

123- Budget 2025 Special (What You Need To Know)

As promised, in this special episode Benjamin summarises the main takeaways from the 2025 Autumn Budget. Rachel Reeves delivered her second Budget a little over a day ago, and everything you need to ...

28 Nov 202539min

122- Earning Over £100,000 A Year (Or Close To It)?, Avoid The 60% Tax Trap

122- Earning Over £100,000 A Year (Or Close To It)?, Avoid The 60% Tax Trap

If you're earning over £100,000 a year, or are closing in on that level then this is the episode for you. For every £2 of income above £100,000 you lose £1 of your personal allowance, which means pre...

21 Nov 202525min

121- Master Your Financial Health (With Guest Rob Macdonald)

121- Master Your Financial Health (With Guest Rob Macdonald)

In this episode Benjamin is joined by our first international guest, Rob Macdonald to chat about mastering your financial health. Rob brings a wealth of knowledge and experience on the subject of beh...

14 Nov 202534min

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