88- Should You Pay Voluntary National Insurance Contributions For Your State Pension?
This one is an important one. The opportunity to pay for early missing state pension years is closing on the 5th April 2025. After this date you can only go back the preceding 6 tax years. This migh...
14 Mars 202527min
87- The Theories Behind Your Irrational Behaviour
Following on from last week's episode, here Benjamin outlines the main behavioural finance theories that are impacting our chances of investment success. How many are you guilty of? Join Benjamin Mi...
7 Mars 202519min
86- If Investing Is So Easy, Then Why Aren't We Better At It?
By now the diligent money nerds out there should realise that successful investing is really very simple. But in spite of this we still struggle to achieve good investment outcomes. Research shows t...
28 Feb 202515min
85- Ridiculous Jargon When It Comes To Your Finances
With so many acronyms and confusing terms accompanying the world of personal finance it's no surprise so many of us bury our heads in the sand. Thankfully, this episode will explain these apparently ...
21 Feb 202520min
84- Investing At Retirement, The Logic Doesn't Change
Why abandon your investment principles when you reach retirement age? As you near retirement, inevitably there will be products out there that catch your eye, often cleverly marketed to prey on your ...
14 Feb 202512min
83 - Better Together
In this episode Benjamin chats about why the most rewarding financial plans are created through transparency and planning together. Join Benjamin Mitchell (themoneyscot), serial hater of financial...
7 Feb 202512min
82 - Changes to Pensions and Inheritance Tax (Will I Now Have To Pay Inheritance Tax on My Pension?)
You've potentially heard there are some pretty massive changes coming into effect in April 2027 regarding how your pensions are counted for Inheritance Tax purposes. Wondering what's going on, and w...
31 Jan 202526min
81- A Word On Buyer's Remorse
In this short episode Benjamin shares a tip on how to work around buyer's remorse. It's unlikely to ever go away in entirety, but recognising its existence is the first step in starting to plan around...
24 Jan 20259min
