
Ep 108: From Payments to Participation - Hema Morar
After unpacking payments modernisation over the past two episodes - from infrastructure to fintech innovation - this conversation turns to the real test: adoption. How do these changes translate into ...
19 Mars 23min

Ep 107: Real-Time Payments and the Merchant Opportunity - Rachel Cowan
Following last week’s conversation on the infrastructure behind South Africa’s payments modernisation, this episode shifts to the merchant frontlines as Michael Avery sat down with Rachel Cowan, Inter...
12 Mars 25min

Ep 106: Rewiring South Africa’s Payments System - Marin Cundall
Through the Payments Ecosystem Modernisation Programme (PEM), South Africa is moving away from legacy infrastructure toward faster, more open payment rails. Michael Avery spoke with Marin Cundall, Man...
5 Mars 29min

Ep 105: The Regulatory Complexity of Bank M&A - Deborah Carmichael
Banking regulation today extends far beyond capital adequacy - fundamentally changing how shareholders, boards, and acquirers must approach transactions. Michael Avery met with Deborah Carmichael, Exe...
26 Feb 23min

Ep 104: When Electricity Reform Becomes Economic Reform - Peter Attard Montalto & Cathy Oxby
This week, Michael Avery set out to understand why electricity reform is becoming far more than an energy story - and what it means for investment, market structure, and economic growth. He spoke with...
19 Feb 36min

Ep 103: Copper Markets and Africa’s Strategic Position - Thobela Bixa
Recorded during the African Mining Indaba in Cape Town, Michael Avery spoke with Thobela Bixa, Senior Research Analyst at Nedbank CIB, about copper’s evolving role in the global economy. The conversat...
12 Feb 21min

Ep 102: Innovation Inside Banking’s Regulatory Framework - Lerato Lamola
To understand why regulation should be seen as an enabler rather than a barrier to innovation, Michael Avery met with Lerato Lamola, Partner at Webber Wentzel. They unpacked why thinking outside the b...
5 Feb 28min

Ep 101: How Tech Is Rewiring Insurance in Africa - Andrew Warren
To explore how embedded insurance is reshaping the industry across South Africa and Africa, Michael Avery was joined by Deloitte Africa’s Insurance Sector Advisory Lead, Andrew Warren. They unpacked h...
29 Jan 27min




















