#130 - Gen Z Money Trends: How TikTok and Instagram Are Shaping Personal Finance
Budget Nerds3 Joulu 2025

#130 - Gen Z Money Trends: How TikTok and Instagram Are Shaping Personal Finance

In today's episode resident social media gurus Amber and Sarah, of Instagram and TikTok fame respectively, join the show to talk about the personal finance trends that are going viral among the Gen Z population right now. The economy is difficult to thrive in, especially for young people, and the Zoomers have come up with creative ways to use their native digital environment to execute the common goals of all people trying to improve their finances: pay off debt and get out of the paycheck to paycheck cycle.

In this episode Sarah and Amber share six TikTok and Instagram videos as examples of popular trends, including:

  • "No Spend" November
  • "No Swipe" November
  • Making micro debt payments to stay engaged with the goal of paying off debt
  • Gamifying likes and social media engagement to pay off debt

Ernie shares his enthusiam for personal finance challenges and trends that bring a social element to finance, while Ben ponders whether using social media to help pay off debt is creative or dystopian. One thing is for sure -- young adults are finding creative ways to improve their relationship with money and bond with others working toward the same goal.

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#104 - Silly Things YNAB Makes Us Do

#104 - Silly Things YNAB Makes Us Do

YNAB'ers are great people -- as evidenced by the camaraderie and stories heard at the recent YNAB Fan Fest in Salt Lake City -- but let's be honest... YNAB'ers can also do some weird things with their...

27 Marras 202457min

#103 - Fixing a Messy Budget

#103 - Fixing a Messy Budget

Today Ben and Ernie try something different: they are looking at a messy budget -- a VERY messy budget -- sight unseen and attempting to clean it up. This one is a doozy, with dozens of uncleared tran...

13 Marras 20241h 12min

#102 - LIVE Q&A: New YNAB Features, Cash Only YNAB, Budgeting with Partners, and More!

#102 - LIVE Q&A: New YNAB Features, Cash Only YNAB, Budgeting with Partners, and More!

Ben and Ernie hosted a Live Q&A on the YNAB YouTube channel on Oct. 30th, 2024. If you missed it, here's the full replay! They fielded questions from YNAB'ers and discussed some brand new YNAB feature...

2 Marras 20241h 3min

Budget Nerds Are Going LIVE on YouTube - Oct 30th, 2024

Budget Nerds Are Going LIVE on YouTube - Oct 30th, 2024

Ben and Ernie are going LIVE on YouTube at 1:00pm Eastern on October 30th, 2024. Come and join us! If you're tuning in after the Live show, the full replay will be posted to the podcast feed soon.   B...

30 Loka 20241min

#101 - Planning on a Variable Income, YNAB at Your Workplace, and Free Swag!

#101 - Planning on a Variable Income, YNAB at Your Workplace, and Free Swag!

In today's episode, Ben and Ernie chat with Veronica Brashler, who is in charge of the Corporate Wellness program at YNAB. Veronica's YNAB story starts with working freelance as a wedding photographer...

16 Loka 202440min

#100 - The 100th Episode! Ben and Ernie Reflect

#100 - The 100th Episode! Ben and Ernie Reflect

Today's episode is officially the 100th episode of Budget Nerds (if you count the YouTube episodes that were published before the audio podcast feed)! Ben and Ernie reflect on the past few years, the ...

2 Loka 202445min

#99 - Ben Actually Changes His Budget

#99 - Ben Actually Changes His Budget

If you're standing up, you might want to take a seat, because something big has happened... Ben actually changed his budget! Over the last year Ben has had some major life changes that have resulted i...

18 Syys 202454min

#98 - Many Goals, One Plan

#98 - Many Goals, One Plan

One of the interesting parts of working at YNAB is you get to observe human behavior related to personal finance. As Ben and Ernie have noticed over the years, YNAB'ers tend not only to reach their fi...

4 Syys 202433min

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