How to Borrow More on Your Mortgage (Without Earning More)

How to Borrow More on Your Mortgage (Without Earning More)

Need to borrow more for your mortgage but your income hasn't changed? This episode breaks down practical, realistic ways to boost your borrowing power without needing a pay rise.

We cover:

How reducing existing debts can significantly improve affordability

Why extending your mortgage term could increase what you can borrow

The importance of exploring the whole of the market (and why sticking with your bank could limit you)

If you're planning to buy your first home or move up the ladder, this episode will help you understand how lenders assess you and what you can do to improve your position.


Mortgage Appointment
Book a FREE mortgage appointment with Dan here:
https://calendly.com/danknottmortgageadviser/mortgage-appointment-strategy-call

Dan Knott
Follow Dan on Instagram here:
https://www.instagram.com/dandoesmortgages_/

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Jaksot(41)

The London Home Show LIVE: Shared Ownership, Discount Market Sale & London Living Rent Explained

The London Home Show LIVE: Shared Ownership, Discount Market Sale & London Living Rent Explained

This week, Let's Buy a Home goes LIVE from the London Home Show with a panel focused on some of the biggest affordable home buying schemes available today. Joining the conversation: - Jennifer Cobley...

11 Touko 20min

Will Your Dream Home Fix Your Problems? ft HomeWithMo

Will Your Dream Home Fix Your Problems? ft HomeWithMo

This week on Let's Buy a Home, we're joined by HomeWithMo, the Instagram creator sharing the real story behind home renovations and the finances that come with them. We dive into her renovation journ...

4 Touko 33min

How to Save a House Deposit | Lifetime ISA, Gifted Deposits & Advice

How to Save a House Deposit | Lifetime ISA, Gifted Deposits & Advice

Saving for a house deposit can feel like the hardest part of buying your first home but it doesn't have to be. In this solo episode of Let's Buy a Home, I break down practical ways to build your depos...

27 Huhti 4min

Where Can First-Time Buyers Afford in London? Areas, Strategy & Buying Tips

Where Can First-Time Buyers Afford in London? Areas, Strategy & Buying Tips

In this episode, we're joined by Dani from Home At Last, a service dedicated to guiding first-time buyers through every step of the homebuying journey, right through to getting the keys. We dive into...

20 Huhti 38min

Inside the Leasehold Debate with Harry Scoffin | Exploring the Issues

Inside the Leasehold Debate with Harry Scoffin | Exploring the Issues

This week's guest is housing campaigner Harry Scoffin, founder of Free Leaseholders. We unpack the complexities of the leasehold system, where the biggest issues sit and what needs to change. Harry s...

6 Huhti 26min

How to Become Mortgage Free: Overpaying vs Investing

How to Become Mortgage Free: Overpaying vs Investing

I'm joined by Ken and Mary from The Humble Penny, who became mortgage free in their 30s. We break down how they paid off their mortgage early in the UK, including the habits, discipline, and strategy...

30 Maalis 24min

Mortgage Rates Just Jumped Again: What It Means For You

Mortgage Rates Just Jumped Again: What It Means For You

In this week's episode of Let's Buy a Home, mortgage adviser Dan Knott provides a mortgage market update and explains why rates have started rising again.   With global events, including the conflict ...

23 Maalis 6min

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