Buying pre-construction and renewing your mortgage as a self-employed individual

Buying pre-construction and renewing your mortgage as a self-employed individual

This week on Under One Roof MTL, LJ runs down the Q4 Montreal real estate market numbers for us, analyzing what they mean for both buyers and sellers. We also discuss the fact that 60% of Canadian homeowners will need to renew their mortgage in 2026, and what they can do to prepare.

Plus, if you've ever thought about buying pre-construction, you're going to want to hear what LJ has to say about the pros and cons that come with buying a home before it's been built. And, Fred and Martin have some advice for self-employed individuals who are trying to get or renew a mortgage.

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Which Exterior Improvements Are Worth the Money?

Which Exterior Improvements Are Worth the Money?

Thinking about tackling some exterior projects this summer? Before you spend thousands on landscaping, paving stones, or a backyard makeover, it's worth knowing which upgrades actually add value to yo...

16 Kesä 35min

Selling One Home & Buying Another + YOUR Mortgage Questions Answered

Selling One Home & Buying Another + YOUR Mortgage Questions Answered

Trying to buy a new home while selling your current one? It can feel like a logistical nightmare. This week on Under One Roof MTL, LJ Aguinaga shares practical strategies for coordinating a purchase a...

9 Kesä 38min

How much is your home really worth?

How much is your home really worth?

Zillow-style estimates and online home value calculators are everywhere. But how accurate are they when it comes to determining what your home is actually worth? This week on Under One Roof MTL, LJ Ag...

31 Touko 38min

Selling Your Home in Montreal? Here's Why the First Week Matters

Selling Your Home in Montreal? Here's Why the First Week Matters

The first few days after your home hits the market can completely shape the outcome of your sale. This week on Under One Roof MTL, LJ Aguinaga explains why the first 7–10 days of a listing are so impo...

24 Touko 40min

Inspection Report Red Flags + More Frequently Asked Mortgage Questions

Inspection Report Red Flags + More Frequently Asked Mortgage Questions

Home inspection reports can be intimidating, especially for first-time buyers. But how do you know which issues actually matter… and which ones are just part of owning a home? This week on Under One R...

17 Touko 36min

Investment Properties, Interest Rates & Mortgage Questions Explained

Investment Properties, Interest Rates & Mortgage Questions Explained

How do you know when it's finally time to sell your investment property? This week on Under One Roof MTL, LJ Aguinaga shares the story behind selling one of his first investment properties, a 4-plex h...

10 Touko 34min

What Selling Your Home Actually Looks Like + Mortgage Paydown Strategy

What Selling Your Home Actually Looks Like + Mortgage Paydown Strategy

Thinking about selling your home? Wondering what the process actually looks like behind the scenes? This week on Under One Roof MTL, we walk you through the real seller's journey, from pricing and pre...

3 Touko 35min

What to Do If Your Home Isn't Selling + Mortgage Myths Explained

What to Do If Your Home Isn't Selling + Mortgage Myths Explained

If your home has been sitting on the market with no offers, you're not alone… and you're not out of options. This week on Under One Roof MTL, we break down what sellers should do when a listing isn't ...

26 Huhti 37min

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