What to Do If Your Home Isn't Selling + Mortgage Myths Explained

If your home has been sitting on the market with no offers, you're not alone… and you're not out of options.

This week on Under One Roof MTL, we break down what sellers should do when a listing isn't getting traction, including how to adjust your price strategically without losing leverage. Plus, we tackle some of the most common mortgage myths that continue to confuse buyers and homeowners in 2026.

In This Episode:

What's Happening in the Market Right Now

• Inflation rises to 2.4%, driven in part by higher gas prices
• Housing affordability and job security are now top concerns for Canadians
• Many homeowners are preparing for mortgage renewals at higher rates

Real Estate: What to Do If Your Home Isn't Selling

• How to tell if it's a pricing issue or a presentation problem
• The psychology behind price drops and buyer perception
• Whether to make one major price adjustment or multiple smaller ones
• When to consider pulling and re-listing a property
• How to reposition your home to attract new interest

Mortgages: Dispelling Common Mortgage Myths

• "My bank will automatically give me the best renewal offer"
• "If you're self-employed, you can't get a mortgage"
• "A pre-approval guarantees financing"
• "Mortgage brokers only help if the bank says no"
• "Paying off debt always improves your approval"

Property of the Week
📍 Griffintown, Montreal
Two-bedroom condo with private balcony, in-unit laundry, and low condo fees ($173/month), listed at $475,000. Walk to the metro, the Lachine Canal, Atwater Market, and some of Montreal's best restaurants and cafés.

Trivia Question of the Week
What is the name of the tax you pay when you purchase a property in Quebec?
Answer: Welcome Tax (land transfer tax), now reimbursable for some first-time homebuyers.

Get in Touch:

LJ Aguinaga – Real Estate
📞 514-500-4040
🌐 LJ Realties
📱 @ljaguinaga / @ljrealties

Property Management (Plex Dr)
📞 514-709-6397
🌐 Plex Dr

Fred & Martin – Mortgage Experts
🌐 FredAndMartin

📧 underoneroofmtl@gmail.com