Ep 24: Business Finance – More Options Than You Might Think

If you run a business, there may come a time when you need access to finance — but that doesn't necessarily mean something is going wrong.

Sometimes finance is about growth. Sometimes it's about managing cash flow, purchasing equipment, buying your own premises or simply keeping more cash available within the business.

In this episode of Your Finance Lounge, Teressa breaks down business finance in simple terms and looks at some of the different options that may be available to Australian business owners.

We cover:

Why profitable businesses may still use finance
Vehicle and equipment finance
Working capital and cash-flow solutions
Purchasing commercial property
Funding business growth or expansion
Whether you need to own property to access business finance
What it means if your bank has already said no
Why different lenders can assess the same business differently
What to have ready before speaking to a broker

And importantly, you don't need to know exactly what type of loan you need before asking for help.

Sometimes the best place to start is simply:

“This is what I'm trying to achieve. What are my options?”

If you've been thinking about investing in your business, purchasing an asset, managing cash flow or taking advantage of a new opportunity, this episode is a great place to start.

Your Finance Lounge — finance made simple. Learn. Grow. Build.

General information only. This podcast does not take into account your individual objectives, financial situation or needs. Lending criteria, rates, fees and eligibility requirements vary between lenders and products.

Tämä jakso on lisätty Podme-palveluun avoimen RSS-syötteen kautta eikä se ole Podmen omaa tuotantoa. Siksi jakso saattaa sisältää mainontaa.

Jaksot(25)

Where Does Your Money Actually Go? A Simple Money Check-In

Ever looked at your bank account and wondered, where did all my money actually go?You're definitely not alone.In this episode of Your Finance Lounge, we're taking things back to basics with a simple m...

22 Syys 22min

Ep 23: The Money Lessons We Were Never Taught at School

The money lessons we were never taught at school.From budgeting and credit scores to understanding debt and building better financial habits, this episode explores the financial foundations many of us...

17 Kesä 17min

Ep22. How to Stay Financially Confident in an Uncertain Market

Financial confidence isn’t about having all the answers.It’s about understanding your position, knowing your options, and making decisions from a calm place instead of fear.With so much uncertainty ar...

12 Touko 21min

E21. Setting Your Finances Up for the Year Ahead

Starting the year with your finances doesn’t need to feel overwhelming.In this episode of Your Finance Lounge, Teressa shares a calm and practical reset to help you approach your money with more clari...

22 Tammi 26min

E20. How to Reduce the Interest You Pay on Your Home Loan

Ever wondered how to cut years off your mortgage and save thousands in interest? In this episode, Teressa breaks down the practical steps you can take to reduce the total cost of your loan, without dr...

16 Loka 202517min

E 19. First Home Buyer Boost: Schemes, Grants & Government Support

🎙️ Episode: First Home Buyer Boost — Schemes, Grants & Government SupportBuying your first home is one of the biggest financial steps you’ll ever take — but it doesn’t have to feel out of reach. In t...

28 Elo 202522min

E18. Credit Score Clarity: Myths, Mistakes & Taking Control — with Kerry Sainsbury

In this episode of Your Finance Lounge, I’m joined by the incredible Kerry Sainsbury — Director of Credit Success and a passionate advocate for financial education.With over 20 years in the banking an...

18 Heinä 202526min