The Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate14 Syys

Ep. 110 — Condo vs Townhouse vs Detached in BC, the CMHC Affordability Report & Why Now Is the Time

CMHC says Canada needs 4.7 million new homes to restore affordability and is only on track to build half that. So is BC real estate still unaffordable? In Episode 110 of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee explain what that report actually means — and why BC is already in one of the most affordable markets in years, right now, today.

Then Geoff breaks down the question every BC buyer is really asking: condo, townhouse, or detached — which is right for your life in 5–10 years? Not just for your budget today.

What you'll learn:

What the CMHC 4.7 million homes report actually means — and why it's a future warning, not today's reality
Why BC is already in an affordable market: Abbotsford condos at $320K, ownership often cheaper than renting
Condo total correction projected at 8.8% by year-end — and why recovery is expected from mid-2027 into 2028
Why RBC has called the BC market bottom 8 times — and what that tells you about trying to time BC real estate
Condo vs townhouse vs detached in BC: the pros, cons, and who each is right for
Why the BC townhouse market has been the most consistent segment in the Fraser Valley
The missing middle: why townhomes are now attracting investors and first-time families alike
How the BC property ladder actually works — condo to townhouse to detached
Why buying at three-quarters of the way down beats trying to time the absolute bottom
Geoff's personal story: bought his house in 1995, sold in 2021 for $1.4M more than he paid

Hosted by Allister Carrington | BC Realtor, KIC Realty Inc | www.AllisterCarrington.com Co-hosted by Geoff Lee | BC Mortgage Broker, GLM Mortgage Group | www.GLMmortgage.com

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Ep. 111 — What Happens to Your BC Mortgage When You Die, Wills, Insurance & $4.4B in Unsold Condos

Your BC mortgage doesn't disappear when you die — and most Canadian homeowners have no plan for what happens next. In Episode 111 of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC...

21 Syys 47min

Ep. 109 — Reverse Mortgages Canada Explained: Tax-Free Retirement Income from Your Home Equity

Reverse mortgages in Canada are one of the most misunderstood and underused financial tools available to homeowners 55 and older — and in Episode 109 of The Real Deal Pod, BC mortgage broker Geoff Lee...

9 Syys 1h 6min

Ep. 108 — Co-Buying a Home in BC With a Friend or Family Member: Pros, Risks & Exit Strategy

Co-buying a home in BC — with a friend, sibling, partner, or parent — is one of the most searched strategies for getting into the BC real estate market right now. In Episode 108 of The Real Deal Pod, ...

1 Syys 51min

Ep. 107 — Should You Wait for BC Mortgage Rates to Drop? CMHC 2026 Forecast & The Four Rate Buckets Explained

Should you wait for BC mortgage rates to drop before buying? In Episode 107 of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mortgage broker Geoff Lee answer that directly — and ...

21 Elo 38min

Ep. 106 — 7 Things NOT to Do After BC Mortgage Approval & the Cowichan Land Title Ruling One Year Later

Your BC mortgage is approved and your subjects are removed — but the deal isn't done until the completion date. In Episode 106 of The Real Deal Pod, Fraser Valley realtor Allister Carrington and BC mo...

19 Elo 45min

Ep. 105 — BC Basement Suite Mortgage Income Explained, July 2026 Stats & Why BC Buyers Have Stopped Buying

Can a basement suite rental income help you qualify for a bigger BC mortgage — or turn a declined BC mortgage application into an approval? In Episode 105 of The Real Deal Pod, Fraser Valley realtor A...

7 Elo 56min

Ep. 104 — 10 Biggest BC Homebuyer Mistakes, the Real Estate Wealth Gap & Why Home Equity Beats Income

A new study found that established immigrants in Canada are wealthier than Canadian-born households at every income level — and the entire gap traces back to BC real estate and home equity, not income...

4 Elo 44min