30. “I want to change—but can I keep the truck?”

30. “I want to change—but can I keep the truck?”

It’s time to create a plan of action for Brad and Becca’s unsophisticated spending habits that we learned about in part one. I want to get them away from the gimmicks of monthly payments and immediate gratification, and instead push them to carve out a Rich Life vision that goes beyond getting to zero debt. There will be resistance. The question is, will Brad be willing to lean into it, even if it’s uncomfortable to hear? Connect with Ramit Website Instagram Twitter Facebook YouTube Linkedin If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Jaksot(256)

199. “I struggle w/ cc debt but insisted on a Cartier wedding ring”

199. “I struggle w/ cc debt but insisted on a Cartier wedding ring”

On today’s episode, we’re live from Boston for my recent Money For Couples book tour. First, I talk with Robert (28) and Giselle (28) who appear to have it all together, but behind the scenes, they’re...

11 Maalis 20251h 13min

198. “I work 7 jobs but can’t get ahead. Are we doomed?”

198. “I work 7 jobs but can’t get ahead. Are we doomed?”

Juan (43) and Amber (40) feel behind on their retirement plans after years of prioritizing travel and expensive hobbies over investing. Juan, who grew up poor, struggles with a scarcity mindset—underc...

4 Maalis 20251h 36min

197. “I thought he was the problem… but it’s me?!”

197. “I thought he was the problem… but it’s me?!”

Live from the House of Blues in Chicago, Ramit coaches Evelyn and Mike (41). Despite their successful careers, money is a constant source of tension. Evelyn scrutinizes every purchase, while Mike feel...

25 Helmi 20251h 28min

196. “He used to help me with debt…Now he’s making it worse”

196. “He used to help me with debt…Now he’s making it worse”

Frank (29) and Jill (33) are parents of two young kids and are trapped in a vicious cycle of overspending and debt. With fixed costs eating up 107% of their income and $25,000 in credit card debt, th...

18 Helmi 20251h 37min

195. “Her socks have holes but she's too cheap to buy new ones”

195. “Her socks have holes but she's too cheap to buy new ones”

Matt (34) and Eliza (32) have spent years prioritizing investments, setting themselves up for a secure retirement—but now, they struggle to enjoy spending money. Matt deprives himself when they go out...

11 Helmi 20251h 24min

194. “$0 savings, $0 investments. Is it too late for us?” (Part 2)

194. “$0 savings, $0 investments. Is it too late for us?” (Part 2)

On last week’s episode, we met 38-year-old LaKiesha and 45-year-old James, a couple struggling to get on the same page financially. With no savings, no investments, and deep-rooted money fears, they’r...

4 Helmi 20251h 14min

193. “I’ve filed for bankruptcy twice. Will I ever stop spending?” (Part 1)

193. “I’ve filed for bankruptcy twice. Will I ever stop spending?” (Part 1)

Despite their best intentions, LaKiesha (38) and James (45) have fallen into a cycle of overspending—convincing themselves that wants are needs and that enjoying money now outweighs planning for the f...

28 Tammi 20251h 14min

192. “We spend 98% of what we make—Where is it all going?”

192. “We spend 98% of what we make—Where is it all going?”

Justin (40) and Deepika (32) are stuck in a frustrating financial loop: despite their high income, they feel like they’re living paycheck to paycheck. Deepika dreams of buying a house someday, but the...

21 Tammi 20251h 37min

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