36. “We make $145k per year but have $828k in debt — and feel totally paralyzed”

36. “We make $145k per year but have $828k in debt — and feel totally paralyzed”

Sarah and Nat are physical therapists that are making things too hard for themselves. The enormous cost of education coupled with relatively low pay has left them burdened with debt that colors every decision they make—including whether or not to have more children. They’ve spent ten years worrying about it but are still without a decent plan. I want to help them discover what it would look like to live a Rich Life, with or without debt, and I lead this episode in that direction. But when I walk them right up to their solution, it leads to another, more important, question… Do they even want to change? Tune in to find out. Connect with Ramit Website Instagram Twitter Facebook YouTube Linkedin If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Jaksot(257)

64. “My boyfriend is perfect… except he’s broke” (Part 1)

64. “My boyfriend is perfect… except he’s broke” (Part 1)

Connie and Wes have been dating for a year—but they have some very serious issues with how they see money, both individually and as a couple. The story to keep in mind: Connie’s mom earned considerabl...

11 Loka 202239min

63. “How to stop feeling guilty about money—no matter your income”

63. “How to stop feeling guilty about money—no matter your income”

After talking to 60+ couples, Ramit reveals the #1 money issue that people deal with: feeling guilty. From what you heard as a child about money… to not being able to enjoy a vacation as an adult, Ram...

4 Loka 202232min

62. “Why are we waiting for payday if we make $140k?”

62. “Why are we waiting for payday if we make $140k?”

Amy and Andre are 42 and 34 respectively. They make $140k a year, but they admit they’re often waiting for payday. They’re buried in debt and can’t seem to make any progress, which is bringing serious...

27 Syys 20221h 16min

61. “I am going to die in 5 years. Should I quit my job?” (Part 2)

61. “I am going to die in 5 years. Should I quit my job?” (Part 2)

In part two of Tom and Julie’s conversation, they start to see their reality for what it is—Julie may not have long to live, but she’s still working and is afraid to spend their millions on making mem...

20 Syys 202251min

60. “My health is in question, but I don’t want to stop making money” (Part 1)

60. “My health is in question, but I don’t want to stop making money” (Part 1)

Today’s conversation will shock you—point blank. Tom and Julie are in their early fifties and have two school-aged kids. Both are savvy with their investments, and they’ve amassed a $12 million dollar...

13 Syys 202244min

59. “98% of our net worth is in real estate. Are we in trouble?”

59. “98% of our net worth is in real estate. Are we in trouble?”

Georgia and James bring a different problem to the table than we’re used to hearing about. In this one, we zoom in on where, exactly, their net worth has come from… and the real risks of these decisio...

6 Syys 202257min

58. “If we want to retire, we’d have to live on $36k”

58. “If we want to retire, we’d have to live on $36k”

This week’s conversation brings a slightly different perspective to the table. Michelle and Eric are in their fifties and are terrified that they’ve waited too long to invest for retirement. They’ve b...

30 Elo 202258min

57. “I feel ashamed about having another child because we’re still renting”

57. “I feel ashamed about having another child because we’re still renting”

Rebecca and Joe have two young kids, and a third is on the way. They are renting at the moment and love the neighborhood they live in—but they both think they need more space to match their growing fa...

23 Elo 20221h 21min

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