36. “We make $145k per year but have $828k in debt — and feel totally paralyzed”

36. “We make $145k per year but have $828k in debt — and feel totally paralyzed”

Sarah and Nat are physical therapists that are making things too hard for themselves. The enormous cost of education coupled with relatively low pay has left them burdened with debt that colors every decision they make—including whether or not to have more children. They’ve spent ten years worrying about it but are still without a decent plan. I want to help them discover what it would look like to live a Rich Life, with or without debt, and I lead this episode in that direction. But when I walk them right up to their solution, it leads to another, more important, question… Do they even want to change? Tune in to find out. Connect with Ramit Website Instagram Twitter Facebook YouTube Linkedin If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Jaksot(257)

56. “We have $200,000, but we’re afraid to take a vacation”

56. “We have $200,000, but we’re afraid to take a vacation”

Michelle and Dan are in their early thirties, and from the outside, they look like they’re in a great place financially. They make $225,000 annually, and they’ve saved $200,000 already. So, why do the...

16 Elo 20221h 1min

55. “My top 5 lessons from one year of interviewing couples about money”

55. “My top 5 lessons from one year of interviewing couples about money”

Personal finance can seem complicated, but most issues are linked back to two core influences—how people think and feel about money. Where they land on those scales has a wide range of possible manife...

9 Elo 202244min

54. “We grew up poor—but we could be millionaires” (Part 2)

54. “We grew up poor—but we could be millionaires” (Part 2)

Last week, in part one of my conversation with Austin and Annie, we got deeply personal about their upbringings and the invisible scripts they picked up as kids. I learned that they were passing bad m...

2 Elo 202253min

53. “We want to break the cycle of generational poverty, but we don’t know how” (Part 1)

53. “We want to break the cycle of generational poverty, but we don’t know how” (Part 1)

Annie and Austin were both raised without knowing where their next meal would come from. They came to me looking for a way to break the relentless chain of generational poverty that they’ve experience...

26 Heinä 202247min

52. “He hides purchases from me—and I let him”

52. “He hides purchases from me—and I let him”

Lisa and Jeff are in their forties and have a blended household. They had about a $300k net worth before they were awarded a $1.275M settlement in January of this year. What’s important isn’t the deta...

19 Heinä 20221h 18min

51. “We went bankrupt, but I still have no boundaries with money”

51. “We went bankrupt, but I still have no boundaries with money”

Katie and Cal are in their mid-twenties and, after moving around a bit, they live back home in Alaska with their young children. They bring in about $100k a year and have a good chunk of debt, about $...

12 Heinä 20221h 25min

50. “Maybe buying this condo was a mistake” (Part 2)

50. “Maybe buying this condo was a mistake” (Part 2)

In part 2 of Elena and Eric’s story, we learn about the deep emotional ties that Elena associates with the condo that’s draining their savings account—and why she’s so anxious about outside opinions i...

5 Heinä 202247min

49. “Our housing expense unexpectedly went up $2K when we bought our first home” (Part 1)

49. “Our housing expense unexpectedly went up $2K when we bought our first home” (Part 1)

Elena and Eric are both 25. They live in Toronto, and they make $160k as a household. They love going to EDM festivals and spend thousands of dollars every year traveling to them—it’s their Rich Life!...

28 Kesä 20221h 8min

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