Credit Coaching by Kristi

Credit Coaching by Kristi

Your Credit Coach Kristi will share with you her years of experience in analyzing credit reports and share with you thoughts, tips, and knowledge on how to optimize your credit score and maximize your credit understanding. Listen to the guidance of someone who has deep insight into the world of credit and credit scores. Visit creditkristi.com or email questions@creditkristi.com NMLS #754092

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Jaksot(154)

Gen Z's Are Anxious About their Credit Situation

Gen Z's Are Anxious About their Credit Situation

I read an article that gave some startling stats on Gen Z's: a BIG percentage are quite nervous, or more like anxious, about their credit profile. Many have not even checked their credit before! Yikes...

9 Syys 20259min

Buy Now, Pay Later Loans Will Be Added To Your Credit Profile

Buy Now, Pay Later Loans Will Be Added To Your Credit Profile

Do you utilize Buy Now, Pay Later loans? A few of them had shown up on credit (Affirm is known for reporting) but many only appear on your credit report if you are late or it becomes a collection. But...

31 Elo 20259min

Current Debt Numbers Across the Country

Current Debt Numbers Across the Country

What is credit, really? It's usually... debt. This is why Dave Ramsey teaches and preaches the way he does- saying don't use credit cards. It's because most of us need guard rails against going into d...

15 Elo 202510min

Student Loans are in Repayment Mode (And Causing Havoc!)

Student Loans are in Repayment Mode (And Causing Havoc!)

Student loans were in forbearance for several years but now, for most people with student loans, the expectation and requirement is to repay those loans with scheduled monthly payments.But approximate...

22 Heinä 20258min

The Credit Game Just Changed—And It’s in Your Favor

The Credit Game Just Changed—And It’s in Your Favor

Are you dreaming of buying your home one day but your credit hasn't been cooperating? Well great news! In a historic decision, the Federal Housing Finance Agency, the parent authority over Fannie Mae ...

11 Heinä 20259min

Are You Struggling With Your Spending?

Are You Struggling With Your Spending?

Millions of people are struggling financially. Listen in as your coach shares some guidance to help with some practical steps to create a spending plan (budget) . Questions@creditkristi.com

28 Kesä 20259min

Warning of Debt Settlement Company- Credit Associates LLC

Warning of Debt Settlement Company- Credit Associates LLC

If you carry forward a large balance on your credit card month after month, there is a good chance that you have received a letter from a company such as Credit Associates LLC or National Debt Relief ...

11 Kesä 202517min

The Cost of Borrowing with Poor credit vs. Good Credit

The Cost of Borrowing with Poor credit vs. Good Credit

So we hear these APRs getting thrown around but how does that translate to payments and interest paid over time.Your Credit Coach compares a mortgage payment (good credit vs. bad) and a car payment an...

1 Kesä 20257min

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