Credit Coaching by Kristi

Credit Coaching by Kristi

Your Credit Coach Kristi will share with you her years of experience in analyzing credit reports and share with you thoughts, tips, and knowledge on how to optimize your credit score and maximize your credit understanding. Listen to the guidance of someone who has deep insight into the world of credit and credit scores. Visit creditkristi.com or email questions@creditkristi.com NMLS #754092

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Solution for Immigrants Seeking to Build a U.S. Credit Profile

Solution for Immigrants Seeking to Build a U.S. Credit Profile

In this episode, Credit Kristi interviews Danielle Hill of Upwardli to talk about a solution for immigrants trying to establish a credit profile in the U.S. She is the co-founder of Upwardli, who's pu...

15 Helmi 202315min

Top 10 Reasons for a Low Score - According to the Credit Bureaus

Top 10 Reasons for a Low Score - According to the Credit Bureaus

You may have heard me preach and teach about how too high of credit card balances can lower your score, not having long/deep credit or too many inquiries can keep your score low. Of course collections...

7 Helmi 20239min

What Can Cause Your Credit Card APR Go Up?

What Can Cause Your Credit Card APR Go Up?

If you carry a credit card balance, there is a good chance that you are experiencing a higher minimum payment or have seen that more of your monthly payment is going towards interest rather than payin...

24 Tammi 20239min

Ideas for Reducing Bills and Cost of Living

Ideas for Reducing Bills and Cost of Living

Feeling like your money isn't stretching as far as it used to? Yeah, me too. Listen in as your coach pokes fun at an article she recently read on how to make a little extra money and then Kristi will ...

11 Tammi 202318min

Disputes and How It Impacts Your Credit Profile

Disputes and How It Impacts Your Credit Profile

Do disputes impact your credit profile and scores? You betcha! I have seen where many "credit repair companies" will just go in an dispute everything listed on your credit report. I suppose that is on...

27 Joulu 20228min

Identity Fraud

Identity Fraud

if you have ever experienced identity fraud or know someone who has, you know it's no joke. There are some protective measures you can put into place to help. You can freeze your credit profile with e...

14 Joulu 202210min

Raise Your Credit Scores

Raise Your Credit Scores

Listen in as your credit coach shares 6 tips on how to raise your credit scores. Easy to implement and will have a long lasting positive impact on your credit profile and credit scores. Questions@cred...

29 Marras 20228min

Do You Feel Over-Leveraged?

Do You Feel Over-Leveraged?

Using credit and loans to leverage oneself to do more with what you have is likely the goal. For instance, putting down a required down payment and then financing your home vs. saving $400,000 to pay ...

16 Marras 202215min

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