How Are Minimum Credit Card Payments Calculated?
If you have credit cards with balances, you may notice that your minimum monthly payment might fluctuate. Because the balance is variable, the payment can be as well. Listen in to learn how the credit...
24 Loka 20228min
Car Payments
Many people had purchased a new car in the last year or so, millions more than "usual." What's interesting is the average car price, loan amount and what now stands as the average new car payment and ...
30 Syys 20226min
Personal Loans, Pay Day Cash Advance and Title Loans
What do you do when you are in a financial bind? 36% of Americans can't cover a $400 emergency with cash. There are somewhere around 21,000 cash advance locations around our communities throughout the...
15 Syys 202212min
National Consumer Debt
Our debt as a nation is increasing at rapid speed, which is scary because a financial storm is brewing. In just one month, our nation took on much more debt than anticipated. Yeah, the Fed Reserve tra...
23 Elo 20227min
When We Hear "Interest Rate" - Which One? There Is More Than One?
You are likely hearing a lot in the financial arena about rates going up. But what rate are they talking about? There are various rates that affect different parts of your finances, so listen in as yo...
10 Elo 20227min
Debt Consolidation vs. Debt Restructuring
If you are looking at ways to reduce your debt and trying to learn about the different options out there, listen in to learn about debt consolidation and debt restructuring affect your credit and long...
28 Heinä 202210min
How Hard Are You "Working On Your Credit"?
I hear a LOT of people tell me they are "working on their credit" but that can mean everything from: I kind of care now and will try to avoid collections to paying off "bad" debt and righting the wron...
7 Heinä 202217min
Credit Card APRs Are Going To Change
It's all over the news- rates are going up. And there is no exception to credit cards. I have some warnings for you in this episode about what is going to be happening in the world of credit cards wit...
21 Kesä 202215min
