Cheques and Balances

Cheques and Balances

Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nz

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NZ's Infrastructure Crisis: Why Are Taxpayers Footing the Bill? | Episode 371

NZ's Infrastructure Crisis: Why Are Taxpayers Footing the Bill? | Episode 371

NZ’s infrastructure is crumbling and taxpayers are footing the bill.In this uncut episode, James and Mike unpack the government’s new road user charges, debating whether it’s a genuine solution to New...

4 Syys 20258min

$150K Insurance Mistake: Cancer and Cancelled Cover Ft. Emily Powell | Episode 370

$150K Insurance Mistake: Cancer and Cancelled Cover Ft. Emily Powell | Episode 370

A personal story of cancer, cost, and the true value of insurance. In this episode, we share the financial and emotional journey of losing a parent to terminal brain cancer, uncovering the hidden cost...

2 Syys 202525min

When the IRD Comes Knocking: Triggers, Mistakes & Penalties Ft. Matt Harris | Episode 369

When the IRD Comes Knocking: Triggers, Mistakes & Penalties Ft. Matt Harris | Episode 369

When the IRD knocks, will you be ready? In this episode, we unpack how Inland Revenue investigations work, the triggers that set off audits, common tax mistakes property investors make, and the steps ...

31 Elo 202528min

The $1.7M Apartment Disaster: Why Pre Approval Matters | Episode 368

The $1.7M Apartment Disaster: Why Pre Approval Matters | Episode 368

Don’t buy blind - pre-approval could save you from a financial disaster.In this episode, we break down what pre-approval really means, the risks of skipping it, how it sharpens your property search, a...

28 Elo 202515min

KiwiSaver vs Managed Funds: How to Get Ahead in 2025 - Audience Q&A | Episode 367

KiwiSaver vs Managed Funds: How to Get Ahead in 2025 - Audience Q&A | Episode 367

Smart money moves start with the right questions.In this Q&A episode, James and Makayla unpack everything from when to start investing and paying down debt, to mortgages, KiwiSaver strategies, savings...

26 Elo 202517min

5 Hidden Tax Hacks Most NZ Property Investors Are Missing Ft. Matt Harris | Episode 366

5 Hidden Tax Hacks Most NZ Property Investors Are Missing Ft. Matt Harris | Episode 366

Stop overpaying the IRD - here are five tax hacks you probably didn’t know existed. Matt Harris, Managing Director at Lighthouse Financial, unpacks clever but often overlooked tax strategies for NZ pr...

24 Elo 202527min

OCR Explained: What It Means for Your Mortgage & NZ’s Future | Episode 365

OCR Explained: What It Means for Your Mortgage & NZ’s Future | Episode 365

OCR explained: the cut, the tracker, and what it really means for your mortgage. In this episode, we break down the Reserve Bank’s 25bps cut to 3%, what economists disagree on next, how inflation pres...

20 Elo 202511min

Can The Economy Recover If House Prices Don’t? | Episode 364

Can The Economy Recover If House Prices Don’t? | Episode 364

If house prices stay flat, can New Zealand’s economy really bounce back? In this episode, we unpack how a stagnant housing market impacts GDP, business confidence, borrowing, and consumer spending - w...

19 Elo 202513min

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