Cheques and Balances

Don’t let winter bills freeze your budget. We break down practical ways to save on power, gas, internet, and insurance by comparing plans, dodging loyalty traps, and using tools like Powerswitch to fi...

29 Touko 202513min

Your no-nonsense guide to getting started with investing.We break down the four key asset classes — cash, bonds, shares, and property — explain the pros and cons of each, unpack common mistakes, and s...

27 Touko 202516min

OCR cuts, budget moves, and Trump’s trade threats—everything’s in motion. We break down what’s likely next for the cash rate, how the 2025 Budget could spark economic stimulus, and whether global poli...

27 Touko 202511min

Same income. Two very different financial futures.We dive into a powerful client case study — the story of “Bob,” a high-income earner whose financial trajectory diverges dramatically depending on whe...

25 Touko 202512min

Did the government get it right? We dive into the biggest shake-ups to KiwiSaver since the scheme began—Finance Minister Nicola Willis’ new 2025 Budget includes cuts to government contributions, new e...

22 Touko 202515min

When everyone else is sitting still, we’re making moves. we unpack why now might be the smartest time to buy, even amid uncertainty, slow sentiment, and a flood of listings—and why we're backing our s...

20 Touko 202512min

The government’s about to drop major changes to KiwiSaver - here’s what you need to know before it hits. We break down what the National-led government is likely to announce, the impact on your retire...

20 Touko 202510min

Should you crush your mortgage or chase investment gains? We unpack one of the most common financial dilemmas Kiwis face—whether to prioritise debt repayment or start investing. They break down the ma...

18 Touko 202512min