Fintech Combine
The Fintech Combine is a podcast for credit union leaders, fintech founders, and financial services innovators. Hosted by Kris Kovacs, it explores digital banking, payments, AI, core systems, and open banking. Each episode features real-world insights, fintech strategy, and practical lessons to help credit unions innovate, grow, and better serve members in a rapidly evolving financial ecosystem.

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A Year-End Conversation on Credit Union Innovation

A Year-End Conversation on Credit Union Innovation

As we wrap up the year, this special holiday episode of The Fintech Combine brings together industry leaders to reflect on where credit unions are headed and how innovation continues to shape the futu...

19 Joulu 202519min

The AI Tool That’s Revolutionizing Risk & Compliance for Banks

The AI Tool That’s Revolutionizing Risk & Compliance for Banks

In this episode of The Fintech Combine, host Kris Kovacs sits down with Kalyani Ramadurgam, co-founder and CEO of Kobalt Labs, to explore how AI is transforming third-party risk management and complia...

5 Joulu 202539min

From Retail Secrets to Credit Union Growth: Vertice AI’s Playbook

From Retail Secrets to Credit Union Growth: Vertice AI’s Playbook

In this episode of the Fintech Combine, host Kris Kovacs sits down with Mitch Rutledg, co-founder and CEO of Vertice AI, to explore how community financial institutions can finally unlock the power of...

21 Marras 202543min

Omar Jordan’s Hard Truths on Team, Trust, and Scaling to $10M+

Omar Jordan’s Hard Truths on Team, Trust, and Scaling to $10M+

In this episode of The Fintech Combine, host Kris Kovac sits down with Omar Jordan, founder & CEO of Coviance, to unpack how credit unions can deliver a true fintech experience in home equity and HELO...

7 Marras 202521min

The Fintech Helping You Build Credit Just by Paying Bills!

The Fintech Helping You Build Credit Just by Paying Bills!

In this episode of The Fintech Combine, host Kris Kovac sits down with Jonty Hirsowitz, founder and CEO of Deferit, to explore how his latest innovation — Pebble — is helping consumers build credit si...

24 Loka 202530min

Content Is Currency: Why Podcasting Matters in Fintech

Content Is Currency: Why Podcasting Matters in Fintech

Want to Start a Podcast? Hear This First.Before you hit record, listen in on what works, what doesn’t, and what every fintech leader needs to know about launching a show.

10 Loka 202543min

The Lessons Every Fintech Founder Needs: Burnout, Exits, and Round Two

The Lessons Every Fintech Founder Needs: Burnout, Exits, and Round Two

In this episode of the Fintech Combine, Kris Kovac talks with Cale Johnson, founder of Onsetto and former ClickSwitch CEO. Cale shares hard-won lessons from building and selling his first fintech, why...

26 Syys 202545min

Beat Chime & SoFi? How Credit Unions Win with AI—Fast

Beat Chime & SoFi? How Credit Unions Win with AI—Fast

In this episode of the Fintech Combine, host Kris Kovacs sits down with Karan Bhalla, founder of AIVantage, to explore how artificial intelligence is reshaping credit unions and community banks. From ...

12 Syys 202536min

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