
173. “We spend 113% of what we make—but can’t do anything to fix it” (Part 2)
Michelle, 42, Ryan, 43, return for a deep dive into their Conscious Spending Plan. They spend $763 a month on Target, $1,185 a month on Amazon, and $1,230 on groceries—carrying a fixed-costs percentag...
10 Syys 202456min

172. “We saved for retirement but have no money to spend NOW” (Part 1)
Michelle is 42, Ryan is 43. They’ve been married for 9 years and share three young children. Michelle worries about money; she always has. Ryan knows they’re in trouble, but can’t say no to their kids...
3 Syys 202449min

171. “I got into a PhD program! But he’s only worrying about the cost”
Katy and David are both 32. She just got into a PhD program—one she’s very excited about! But David replied by peppering her on possible outcomes, timing, and most of all, cost. It’s just one stark de...
27 Elo 20241h 2min

170. “We’re worth $1M in our 30s, but we’re missing out on life”
Noor, 32, and Jibran, 34, join me in our first ever recording in front of a live audience at my Philadelphia event. They make $250,000 in a low cost of living area. Noor wants to finally take a vacati...
20 Elo 20241h

169. “We flew to Lisbon for Taylor Swift, but my $5 beer is the problem?”
Annie’s 39 and Emery is 43. Although they have a high combined income, Annie makes 5x more than Emery. This leads to frustration over small purchases, like an extra drink at dinner—while they’re on va...
13 Elo 20241h 11min

168. “I’m going to die with student loans. Why should I count them?”
Emi, 32, and Antonio, 29, have been married for six years and have struggled with debt for even longer. Credit cards, personal loans, student loans, refinancing—Emi has kept her head in the sand throu...
6 Elo 20241h 7min

167. “We took a loan to pay off our credit cards—and maxed them out again”
Ashley is 29, Brandon is 30. They have been married for six years and have accumulated $261,000 in debt. Despite taking out a surrogate loan, they are still unable to have a baby. Ashley is desperate ...
30 Heinä 20241h 4min

166. “I’m embarrassed—we hid $10,000 cash in our closet for 3 years”
Christina is 37 and Noah 35. They’re married with one young son and another on the way. They earn a very high income, but their decisions are clouded by stress over money and over the future. Noah pla...
23 Heinä 20241h 18min




















