Plain English Finance

Plain English Finance

The Plain English Finance podcast is hosted by Tré Bynoe CFP® CIM®, a financial planner with TCU Wealth Management and Aviso Wealth.


While Tré specializes in working with families with more complicated finances, typically involving corporations and trusts, this podcast is for anyone wanting to learn how to make high-quality decisions based on evidence, to give themselves the highest likelihood of financial success.


You should always consult with your financial, legal, and tax advisors before making changes.

This podcast is provided as a general source of information and should not be considered personal investment advice or solicitation to buy or sell any securities.

The views expressed are those of the individual and are not necessarily those of Aviso Financial Inc.

Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc.


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Jaksot(57)

Ep. 40 | Salary vs Dividends: How to Pay Yourself

Ep. 40 | Salary vs Dividends: How to Pay Yourself

Send us Fan Mail Should you pay yourself a salary or dividends from your corporation? If you’re a Canadian business owner, this decision shapes your long-term wealth. In this episode, Tré Bynoe, CFP, ...

27 Helmi 46min

Ep. 39 | Behind the Planner: A Candid Conversation with Tré Bynoe

Ep. 39 | Behind the Planner: A Candid Conversation with Tré Bynoe

Send us Fan Mail In this special off-script episode, Sierra flips the mic and asks Tré Bynoe, CFP, CIM, some personal and thought-provoking questions—from career paths not taken to his philosophy on h...

20 Helmi 30min

Ep. 38 | Notional Accounts: The Hidden Tax Rule Every Incorporated Investor Should Know

Ep. 38 | Notional Accounts: The Hidden Tax Rule Every Incorporated Investor Should Know

Send us Fan Mail Notional accounts may sound like accountant-speak, but they’re critical if you're investing through a corporation. In this episode, Tré Bynoe CFP CIM breaks down what these invisible ...

13 Helmi 21min

Ep. 37 | Is It Interest? Understanding the Real Source of Your Investment Returns

Ep. 37 | Is It Interest? Understanding the Real Source of Your Investment Returns

Send us Fan Mail What do you actually earn from the stock market? If you think it's all "interest," think again. In this episode, Tré Bynoe, CFP, CIM, breaks down the three types of investment income ...

6 Helmi 36min

Ep. 36 | A Story for My Daughter

Ep. 36 | A Story for My Daughter

Send us Fan Mail This episode is different. It's a reading of a children’s story called The Four Money Bears, recorded for our daughter, Ariyah. It’s about spending, saving, investing, and giving — b...

30 Tammi 4min

Ep. 35 | How to Get Out of Debt in Canada: A Step-by-Step Plan

Ep. 35 | How to Get Out of Debt in Canada: A Step-by-Step Plan

Send us Fan Mail Many Canadians are stuck under a mountain of debt. Some with no idea how much they owe, or how to get out. In this episode, Tré breaks down what to do right now if you’re facing serio...

23 Tammi 35min

Ep. 34 | One Car Loan Can Wreck Your 30s

Ep. 34 | One Car Loan Can Wreck Your 30s

Send us Fan Mail Think taking out a car loan in your 20s is no big deal? Think again. In this episode, Tré breaks down the long-term consequences of everyday debt decisions using real-life modelling t...

16 Tammi 32min

Ep. 33 | RESPs: Free Money for Your Kid’s Future (If You Use It Right)

Ep. 33 | RESPs: Free Money for Your Kid’s Future (If You Use It Right)

Send us Fan Mail Most Canadian parents know about RESPs, but few use them to their full potential. In this episode, Tré exposes the common RESP mistakes that cost families thousands and shows you how ...

9 Tammi 33min

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