The Payments Guy®

Welcome to “The Payments Guy®” — your ultimate guide to navigating the convoluted world of payments. Have you ever felt confused when reviewing your merchant account statement, understanding the role of payment gateways and processors, or dealing with customer disputes and chargebacks? You’re not alone! Each episode, we’re here to demystify the complex world of payments, bringing you top insights from industry experts and sharing real life payment horror stories that will help you make better informed decisions around accepting payments for your business.

Join in every other Thursday as we tackle the toughest questions and challenges in the payments space. From learning how to minimize the impact of disputes and chargebacks to exploring alternative payment solutions and ancillary services, The Payments Guy offers practical advice and solutions to help you successfully navigate the payments world. Plus, we'll feature interviews with experienced business owners and industry expert who provide valuable tips and tricks for streamlining your payments processes.

Whether you're looking to grow your business, avoid getting ripped off by your merchant services provider, or just want to understand the payments ecosystem better, “The Payments Guy®” is your go-to resource.

Say goodbye to funding holds and pushy service providers —tune in and let us show you the money!


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Jaksot(22)

Merchant Account Approvals: What Underwriters Want in 2025

Merchant Account Approvals: What Underwriters Want in 2025

In this episode, Frank covers how high-risk merchants can speed up merchant account approvals by understanding exactly what underwriters are looking for. He breaks down the key documentation you’ll ne...

2 Touko 202518min

Payment Processing Terms Explained for Business Owners 2025

Payment Processing Terms Explained for Business Owners 2025

In this episode, Frank covers the essential payment processing terms high-risk merchants need to understand to avoid hidden fees, bad pricing models, and costly mistakes. From interchange rates to cha...

18 Huhti 202519min

High-Risk Payment Processing: Why Stripe, Square & PayPal Don’t Work in 2025

High-Risk Payment Processing: Why Stripe, Square & PayPal Don’t Work in 2025

In this episode, Frank covers why Stripe, Square, and PayPal aren’t built for high-risk merchants—and what to do instead. He breaks down how to know if your business is considered high-risk, why popul...

4 Huhti 202519min

High-Risk Merchant Accounts: Avoid Holds & Terminations in 2025

High-Risk Merchant Accounts: Avoid Holds & Terminations in 2025

In this episode, Frank covers how high-risk merchants can avoid account freezes, terminations, and funding holds. He explains what triggers risk teams—like chargebacks, sudden volume spikes, or unappr...

21 Maalis 202516min

High-Risk Payment Processing: PCI Compliance Essentials 2025

High-Risk Payment Processing: PCI Compliance Essentials 2025

Did you know that failing to achieve PCI compliance can not only lead to costly fines but also erode customer trust? In this episode, we break down PCI compliance in simple, empowering terms. Discover...

28 Helmi 202514min

High-Risk Merchant Accounts: Understanding Reserve Requirements 2025

High-Risk Merchant Accounts: Understanding Reserve Requirements 2025

Did you know that merchant reserves can significantly impact your cash flow and payment processing experience? In this episode, we dive into the world of reserves—what they are, the different types, a...

7 Helmi 202520min

Merchant Account Fees Explained: Avoid Hidden Costs in 2025

Merchant Account Fees Explained: Avoid Hidden Costs in 2025

Did you know that navigating the world of merchant fees can be complex, with various charges impacting your bottom line? In this episode, we break down the key fees associated with payment processing,...

24 Tammi 202525min

Stripe, Square & PayPal: Are PayFacs Safe for High-Risk Merchants in 2025?

Stripe, Square & PayPal: Are PayFacs Safe for High-Risk Merchants in 2025?

Did you know that Stripe, Square, and PayPal are popular payment solutions, but they might not be the best fit for every business? In this episode, we dive into the pros and cons of these household na...

10 Tammi 20259min

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