S A U N A I E

S A U N A I E Presents Working Smarter Quotes: It isn't the hours you put in, but what you put in the Hours. 2nd: An Obstacle is Often a Stepping Stone. S E G M E N T S: Working Smarter Not Harder Segment #1: Working Smarter 1. Eliminate Distractions: Distractions like Social Media, Texting or Even Just the Notification sounds are Proven to be the #1 cause of Low Productivity in Work. 2. Use the Pomo-Doro Technique - Studies show that working in chunks of time increases Productivity in Work, cut your work time down to 20-25 minutes & then 10 mins of Rest. 3. Outsource - What are your strengths? What are your Weaknesses? Once you determine that start to outsource tasks to other people, check out Fivver or Upwork to outsource work to other people who specialize in that area, so that you can focus on what you need to get done. 4. The 6 Goals Rule - Aiming to finish 20 tasks in 1 day will probably have you procrastinating most of your work without focusing on the Quality of the work. Everyday just Aim to finish no more than 6 tasks. 5. Plan Ahead - Use This Formula - Create a Box Chart labeling the 1st box Urgent or Important tasks that you have to do now the next box would be Not Urgent but Plan it accordingly the 3rd box would be "Not important tasks & Delegate it to someone else" the last box would be "Drop it" Segment #2: Important Things That Actually Matter in Life 1. Health 2. Purpose 3. Family & Friendship 4. Time 5. Peace 6. Learning 7. Love H o u s e k e e p i n g www.SAUNAIE.com Review, Share, & check out our Memorial Day deals for our new Merch o u t r o: Personal Growth isn't a Matter of Learning new information but Unlearning Old Limits.

27 Touko 202229min

S A U N A I E Presents Mental Health 106 Q u o t e s: We can't become What We Want by Remaining Who We Are. 2nd: People with Goals Succeed because they know where they're Going. S E G M E N T S: Value Your Time, Reasons Why You're Unhappy #1: V A L U E Y O U R T I M E STOP Hanging out with Aimless People. Start hanging out with people who your future self would associate with, Start connecting with those Ambitious People now. S T O P Valuing Negative Opinions of Others Start Valuing Your Gut Feeling more than others opinions because they aren't facts & has a Gut Feeling ever failed you. S T O P Going Out Everyday Start Saving/Investing Your Money & Time, Outside isn't going anywhere You have business to handle & goals to tackle S T O P Being Afraid of Failures S t a r t Challenging your abilities & watch how much you realize/learn about yourself. You're capable of much more than you think. Sometimes how we were raised & our environments hold us back from achieving greatness but we can't let that define who we want to become. S T O P Playing it Safe S t a r t Taking Risks, Start betting on yourself. You have everthing you need within you to Win, but it all starts with Believing in who you are and who you want to become. Reasons You're Unhappy 1. Bad Gut Health 2. Too Much Focus 3. You're not exercising for at least 30 mins. a day 4. You're consuming Too Much Trash Content 5. You're Comparing Yourself to People on Social Media 6. You aren't Looking forward to Anything H o u s e k e e p i n g www.SAUNAIE.com for the latest updates, releases, reviews, & merch drops O u t r o: When you Plant small Seeds of Gratitude, They Eventually turn into a Fruitful Garden of Blessings.

23 Touko 202225min

S A U N A I E Presents Calming & Healing Q u o t e s: Learn To Listen Without Thinking about Your Response 2nd: Be Somebody Who Makes Everybody Feel Like A Somebody S E G M E N T S: Ways To Calm Yourself, Signs of Healing S E G M E N T #1: Self-Calming Ways 1. Walk: Walking helps clear your mind. It offers you a different Perspective. - Walking always helps me out when I'm having a tough it's something about Sunlight & Nature that really calms me down & let's me know things aren't as bad as it seems. 2. Indulge: Take a day off to spend a whole day doing exactly what you want. 3. Be Generous: Give something to a total stranger. Acts of Giving make us feel warm & fuzzy inside. Also give without expecting anything in return, just give from the kindness of your heart. 4. Sit in a Coffee Shop or a Busy Street: Soak up your surroundings, you don't have to talk to people, just sit and observe. 5. Educate Yourself: Research what you're experiencing, there's always an answer for anything that you're experiencing. Arm yourself with knowledge & the resources to tackle the problem or problems, also you researching this experience you can help someone else out. 6. Preparation: Write the day's to-do list the night before. - This helps you have a stressfree day & keeps you on track for the day. 7. Strengths: Write down a list of 20 of your Strengths 8. Keep Moving Forward: Keep taking Small Steps, No Matter What. Being Stagnant doesn't serve you. - Everyday we should focus on getting 1% better & being better than who we were yesterday. S E G M E N T #2: H E A L I N G 1. Taking Responsibility for your Actions & Words: Holding yourself accountable is key when you're in the healing stage, being aware of your actions & words are also key during this time because as you're healing you'll still be vulnerable in certain situations & environments, Your awareness is enhance during this time. 2. Striving to Understand What You Want & Need: It's all about you now, I'll share my story with y'all 3. Giving Yourself Permission to be who you are: We tend to hold back on being who we truly are because of society, we become hesitant to express ourselves, we wear or don't wear certain clothing because of judgement, But when you're healing you learn not to give a fuck & you begin accepting yourself for who you're becoming & overall Loving you for you. H o u s e k e e p i n g www.SAUNAIE.com for New Merch, Reviews, Updates & More O u t r o: No Matter Where You Are, There's a reason Why You're There.

20 Touko 202225min

S A U N A I E Presents Training Your Brain Quotes: The more Grateful I Am, The more beauty I see. 2nd: Obstacles & Struggles are a Gift; The Encourage You To Grow. S E G M E N T S: Training Your Brain, Major Causes of Failure #1: Training Your Brain - Did you know that Your brain makes around 35,000 decisions a day, some Conscious & some Unconscious. - You're Constantly Making Decisions regardless that will shape your future forever. F O C U S - Focusing on each decision individually is crucial because it truly shapes your future. - Don't fearful, or anxious, just be Grateful. M E A N I N G - Events in your Life are just that, Events. - Your Thought Process gives these Events Meaning & The Quality of your Life is Determined by That. A C T I O N - Everything requires Action. - Most People React Emotionally #2 M a j o r C a u s e s of F a i l u r e - DRiFTiNG WiTHOUT AIM OR PURPOSE - Lack Of Self-Discipline - A Negative Mental Attitude - No Ambition Lack of Persistence H o u s e k e e p i n g www.SAUNAIE.com for updates, merch & show reviews www.SAUNAIE.com/store for Merch O u t r o: There is No Need to Suffer Silently & There's No Shame in Seeking Help.

18 Touko 202229min

SAUNAIE Presents Passive Income Pt. 2 QUOTES: What was Wrong Years ago no longer matters, Today is Brand New. 2nd: In a Year you'll barely remember why you felt so stressed, so why stress about it now? GUEST: Graduated from Virginia Commonwealth University in Richmond Virginia Majoring in Business Administration with a Concentration in Human Resource Management. He pledged Alpha Kappa Psi which is the oldest and largest Professional Business Fraternity in the world. He has a passion for learning and helping others. He's a Financial Literacy Coach and the CEO of Wavy Tech LLC. Wavy Tech LLC is a consulting company that focuses on teaching financial literacy through the use of technology. In this episode we discuss "How to start an Air BNB Business" & Ron Curtis is the perfect guest to discuss this topic with. He educates us on how he started, What he learned & What he'd do to start now. We'll be having another episode soon discussing "Turo" Housekeeping For updates, merch, & to leave a review check out www.SAUNAIE.com Follow us on social media @SAUNAIE Passive Income pt. 1 - - > https://anchor.fm/saunaie/episodes/Passive-Income-Pt--1-e17dke1/a-a6hemjv

9 Touko 202254min

S A U N A I E Presents Product of My Environment Quotes: Just like Foods Feed Your Body, What You Hear & See Feeds Your Mind. 2nd: In Today's Rush, We All Think Too Much, Seek Too Much & Forget About the Joy of Just Being S E G M E N T S: Types of People To Stay Close To, & Tips on Getting Up Earlier 6. Stay Close to People who Challenge your thinkingSEGMENT #1: People To Stay Close To. 1. Stay close to people who inspire you to be a better version of yourself. 2. Stay close to people who make you feel at Ease. 3. Stay close to people Who Understand You. 4. Stay Close to People who Expose you to New Things about Yourself & The World. 5. Stay Close to People who Model Healthy Boundaries. 6. Stay Close to People who Challenge your thinking SEGMENT #2: Tips on Waking Up Earlier 1. It All Starts The Night Before 2. Get An Alarm Clock 3. Plan Your Morning Routine 4. Energize Your Body. 5. Leverage The Power of Your Mind. H o u s e k e e p i n g for S A U N A I E Website & Merchandise www.SAUNAIE.com Follow us on social media - > @SAUNAIE Outro: People with Great Passion Can Make The impossible Happen.

5 Touko 202234min

S A U N A I E Presents D E B T DON'T LiVE HERE ANYMORE Quotes: Wake Up With Determination & Go to Sleep with Satisfaction. 2nd: Regret is the thing we should fear most. Failure is an Answer. Rejection is an Answer. Regret is an Eternal Question you will never have the answer to. S E G M E N T S: DEBT DON'T LiVE HERE ANYMORE & 8 Tips - Americans are BURiED in Debt from Mortgages, Credit Cards, Personal Loans, Bills, and Student Loans, and the amount owed in total is on the rise. - In 2020, Experian reported that the average American owes approximately $92,727 in Total Debt—that's highest amount on record in the U.S. - Members of Generation X owes about $140,643, followed by Baby Boomers ($97,290) and Millennials ($87,448). Financial experts often recommend two ways to tackle debt. - The "Avalanche" method and the "Snowball" method. - An Avalanche approach means you Pay Off your Loans or Credit Cards with the Highest interest Rates First. You throw as much money as you can at them, and pay only the minimum on all your other loans. - The Snowball approach has you Tackle the Lowest Amount of Debt First, Pay it Off, and then Tackle the Next Loan. 2ND SEGMENT: Tips On Eliminating Debt 1. F A C E F A C T S - If you've been trying to make bills vanish by throwing them away unopened, then the 1st step is Accountability. You knew what you signed up for, this isn't your 1st rodeo or maybe it is but avoiding your bills won't make them go away. - Clear off your Desk or kitchen table and get out all your Loan Statements, Bills, & Budget—basically everything you can think of that relates to your Finances. Start Adding. 2. R E P A Y M E N T - Not all Debts are Created Equal. When making Your Plan, You'll need to Establish a Hierarchy among Your Debts & make a Plan Of Attack. Experts say to Target the High-interest Debt 1st; Non-Deductible, Low-interest Debt Next; and Tax-Deductible Debt Last. 3. Get The Damage Report - Check your credit Score and review your credit report for inaccuracies or patterns of bad behavior. You can get your credit rating the same way lenders, and landlords do—from each of the three credit bureaus - Experian, Equifax, and TransUnion. 4. Gaining Control - Get rid of Troublesome Accounts and Pay Down your overall debt on time. Use Automatic Payments & Tighten Up your Budget to get your debt under control. This will keep your credit rating from getting worse and, over time, will improve it. 5. Doubling Down - Whenever possible, Double Up the payments on your highest-interest debt. Although it's not quite as efficient as consolidating, Doubling Up on payments can speed up the payback period. Once you've eliminated the highest-interest debt, double up payments on the next-highest debt. This strategy is called a Debt Avalanche. H o u s e k e e p i n g New Merch is out - > www.SAUNAIE.com/store/ Digit Link - > https://digit.co/r/Z1jPwzPBzN?ad&twb=true

29 Huhti 202229min

S A U N A I E Presents What The Debt QUOTES: The Limit isn't the Sky. The Limit is the Mind. 2nd: If you don't Value Your Time, Neither Will Others. Stop Giving Away your Time & Talents - Start Charging for it. S E G M E N T S: What is Debt? Understanding Debt! Different Types of Debt What is D E B T? & Understanding Debt - Debt is usually money, borrowed by one party from another. Debt is used by many corporations and individuals to make large purchases that they couldn't afford under normal circumstances. ( Investopedia Definition ) - Debt is an obligation that requires one party, the debtor, to pay money or other agreed-upon value to another party, the creditor. Debt is a deferred payment, or series of payments, which differentiates it from an immediate purchase. ( Wikipedia Definiton ) - The most common forms of debt are loans, mortgages, auto loans, personal loans, and credit card debt. Under the terms of a loan, the borrower is required to repay the balance of the loan by a certain date, typically several years in the future. 2. T Y P E S OF D E B T - There are four main categories of debt. Most debt can be classified as either Secured debt, Unsecured debt, Revolving debt, or a Mortgage. 1. S E C U R E D D E B T is collateralized debt. Debtees usually require the collateral to be property or assets with a large enough value to cover the amount of the debt. Examples of collateral include cars, houses, boats, securities, and investments. These items are pledged as security and the agreement is created with a lien. 2. U N S E C U R E D D E B T is debt that does not require collateral as security. The creditworthiness and the debtor's ability to repay are reviewed before consideration. Since no collateral is issued, the debtor's credit profile is the primary factor used in determining their Approval. 3. R E V O L V I N G D E B T is a line of credit or an amount that a borrower can continuously borrow from. In other words, the borrower may use funds up to a certain amount, pay it back, and borrow up to that amount again. 4. M O R T G A G E S is a debt issued to purchase real estate, such as a house or condo. It is a form of secured debt as the subject real estate is used as collateral against the loan. H o u s e K e e p i n g www.SAUNAIE.com for Merch, Reviews, & Updates

27 Huhti 202220min