141. What I Actually Spent My Money on in 2025 & My Consumption Rules for 2026

141. What I Actually Spent My Money on in 2025 & My Consumption Rules for 2026

We're walking through my favorite purchases from 2025 - both items and experiences - and reflecting on what they reveal about my consumption habits, priorities, and values. We talk through everything from wardrobe upgrades and wellness investments to the things that didn’t stand out as much as I expected (and why that matters). I also share how I’m approaching a January no-buy, the spending rules I’m carrying into 2026, and how I’m shifting from constant curation toward intentional refinement.


🎧 Topics include:

👉🏻 My favorite purchases and experiences from 2025

👉🏻 Why most purchases fade into the background faster than we expect

👉🏻 Buy less, buy better - what worked and what didn’t

👉🏻 January no-buy intentions

👉🏻 Consumption rules for clothes, beauty, and home in 2026


Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/


BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 NEW RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator


💳 Tools + Cards I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://wealthlink.me/michela-sofi-hysa

AmEx Platinum: https://tinyurl.com/mpf7u7uy

Bilt Rewards: https://tinyurl.com/4kd8s33a

Blue Cash Everyday: https://tinyurl.com/yrcbr2ac


All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: michela@breakyourbudget.com

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca


TIMESTAMPS:

0:00 – Welcome to Don’t Depend On Daddy + what this episode covers

3:00 – Why my favorite purchases didn’t immediately stand out

6:45 – What my long-term “favorite purchases” reveal about consumerism

10:15 – January no-buy + why I’m focusing on refinement in 2026

14:00 – Favorite purchase: The Brick and breaking phone habits

18:30 – Favorite wardrobe investment: a long-term everyday bag

24:45 – Winter upgrades: coats, cold weather, and buying the right gear

30:30 – Experiences worth the money: Pilates and tennis lessons

36:15 – Kitchen + wellness favorites (knives, Oura Ring, skincare standouts)

44:30 – My 2026 consumption rules: clothes, beauty, home

Denne episoden er hentet fra en åpen RSS-feed og er ikke publisert av Podme. Den kan derfor inneholde annonser.

Episoder(165)

My Summer 2026 State of the Union | Ins, Outs, and Making the Most of Summer (with no pressure)

My Summer 2026 State of the Union | Ins, Outs, and Making the Most of Summer (with no pressure)

Summer is officially here and I am more excited about this season than I have been in a WHILE. In this episode I'm sharing my Summer State of the Union - my full seasonal ins and outs, what I'm readin...

3 Jun 43min

163. How to Figure Out What You *Actually* Want From Your Life and Stop Living for the Weekend

163. How to Figure Out What You *Actually* Want From Your Life and Stop Living for the Weekend

Do you have a life that looks completely fine on paper but doesn't actually feel good to be in? In this episode I walk through the three key pillars - your personal life, your professional life, and y...

27 Mai 40min

162. You're Not Lazy! 7 Reasons You Feel Behind Even When Nothing is Wrong (& How to Fix It)

162. You're Not Lazy! 7 Reasons You Feel Behind Even When Nothing is Wrong (& How to Fix It)

Are you someone who knows exactly what you need to do but just can't bring yourself to do it? You're not lazy - you're what I like to call "lazy adjacent." In this episode I break down what this actua...

20 Mai 47min

161. How to Plan Your Week So You Don’t Feel Overwhelmed | My 60 Minute Sunday System

161. How to Plan Your Week So You Don’t Feel Overwhelmed | My 60 Minute Sunday System

If you constantly feel like you’re playing catch-up during the week, it’s usually not because you’re lazy or unmotivated, it’s because you don’t have a system in place. In this episode, I walk through...

13 Mai 34min

160. How 'Atomic Habits' Changed the Way I Structure My Life | 5 Key Lessons & How I Apply Them

160. How 'Atomic Habits' Changed the Way I Structure My Life | 5 Key Lessons & How I Apply Them

In this episode, I’m breaking down the most important lessons from 'Atomic Habits' by James Clear - and more importantly, how they actually show up in real life. A lot of people think they struggle wi...

6 Mai 44min

159. The Real Shifts That Made Me Successful as I Start My 30s (perspectives, systems, & habits)

159. The Real Shifts That Made Me Successful as I Start My 30s (perspectives, systems, & habits)

I spent a lot of my 20s feeling like I was figuring things out in real time. Now that I’m 30, I can clearly see the habits, systems, and perspective shifts that actually made the biggest difference in...

29 Apr 41min

158. Building a Wardrobe That Actually *Works* - Capsule Basics, Style Lessons, and Brands to Shop

158. Building a Wardrobe That Actually *Works* - Capsule Basics, Style Lessons, and Brands to Shop

Over the last year, I have completely changed the way I approach my wardrobe. What started as frustration with having too many clothes and nothing to wear turned into a much more intentional system fo...

22 Apr 32min

157. Why I Changed My Mind About Where I Want to Live | Chicago to LA Q+A (very honest)

157. Why I Changed My Mind About Where I Want to Live | Chicago to LA Q+A (very honest)

I’m officially back in Los Angeles after living in Chicago for the past year and a half, and in this episode, I’m walking through the full decision behind that move. This is not a dramatic story - it'...

15 Apr 58min

Populært innen Helse

fastlegen
rss-gukild-johaug
lydartikler-fra-aftenposten
psykodrama
hvordan-har-du-det-mann
relasjonspodden-med-dora-thorhallsdottir-kjersti-idem
leger-om-livet
foreldreradet
rss-garne-damer
rss-skravla-gar
bak-fasaden-en-reise-i-livet-med-sykepleier-ine
morten-ramm-lar-kakla-ga-til-du-sovner
klimaks
hjernesterk
g-punktet
sinnsyn
rss-lopedrommen
rss-kull
treningsprat
rss-kunsten-a-leve