The Housing Market Is Broken Into 3 Parts

The housing market is not one market. It's three. And most people can't tell which one they live in.

In this episode, Mikey and Michael give commentary on what's happening in 2026. Forty percent of U.S. cities are seeing prices drop. Other areas are still going up. The national news won't tell you which side your city is on. Your local data will.

They walk through the numbers, months of supply, price to rent ratio, permit activity, job growth, and city policy. They explain a common way brokers may present optimistic projections, and show how you can use tools like AI to analyze a deal from different angles.

Whether you’re exploring a home purchase, rental property, or real estate fund, this is a guide for reviewing numbers and assumptions before making decisions.

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