Jack Fu Of Draco Evolution On The Future Of AI-Driven ETFs

Can AI really remove emotion from investing, or does human judgment still matter most when money is on the line?

In today's episode, I'm joined by Jack Fu, Founder and CEO of Draco Evolution, a company using AI, quantitative models, and decades of market experience to help investors make smarter and more disciplined decisions.

Jack's journey began during the 2008 financial crisis while working as a financial advisor at Union Bank of California, where watching investors lose life-changing amounts of money completely reshaped how he thought about risk, discipline, and long-term wealth creation.

That experience led him to focus on one simple principle: avoiding big losses matters just as much as chasing returns. From managing assets for family offices and institutional clients to leading major investment operations across the Asia-Pacific region, Jack built his career around protecting capital first and helping investors stay in the market long enough to benefit from long-term growth.

We explore how Draco Evolution is bringing institutional-level investment tools to everyday investors through AI-powered ETFs and a more dynamic approach to portfolio management. Jack explains how ETFs actually work, why they have become such a popular choice for investors, and the important difference between investing in AI companies and using AI itself to manage investment decisions.

We also discuss the future of robo-advisors and why the next generation will move far beyond static questionnaires and occasional portfolio rebalancing. Jack shares why he believes the future lies in systems that adapt continuously to market conditions and investor behavior, creating something far more personal and responsive.

From algorithmic trading and AlphaGo to today's world of agentic AI, Jack offers a practical perspective on how technology is changing finance without replacing human oversight. He also shares why investors should treat AI as an enhancement tool rather than blindly trusting every recommendation.

If you've ever wondered how AI is changing investing, what makes AI-driven ETFs different, or how to stay disciplined in unpredictable markets, this conversation offers plenty of insight. How much would you trust AI to help manage your financial future, and where would you still want a human in the loop?