Ask HTM - Societal Impact of Credit Card Fees, Auto Transfer vs Auto Invest, & Shielding Your Credit Report from a Bill in Collections #1165 (Bestie Ep)

Ask HTM - Societal Impact of Credit Card Fees, Auto Transfer vs Auto Invest, & Shielding Your Credit Report from a Bill in Collections #1165 (Bestie Ep)

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!

1 - I have a recurring transfer to my Roth IRA but is that money actually invested?

2 - How do I keep a bill in collections from hitting my credit report?

3 - Should my life insurance death benefit be based on my outstanding debts or on a multiple of my annual income?

4 - If the societal impact of credit card fees are so negative, shouldn’t we avoid using them altogether?

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:

  • Credit card perks: Check out our favorite credit cards that we use to maximize rewards and optimize our spending.
  • Other money nerds: Find a thriving community of fellow money nerds by joining the HTM Facebook group!
  • Newsletter: Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
  • Money Gears: knowing what to do with your money is crucial to your personal finance journey.
    • MG7: and maybe you’re well on your way to financial independence but you’re looking for some financial reassurance, that’s when heading over to HowToMoney.com/Advisor and getting matched with a highly vetted financial advisor makes sense.

During this episode we enjoyed a Walk on Water White by Bold Monk! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

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Episoder(1169)

Buffettisms: Lessons from the GOAT Investor #1164 (Bestie Ep)

Buffettisms: Lessons from the GOAT Investor #1164 (Bestie Ep)

Who is the greatest actor of all time? You might have an opinion- maybe it’s Meryl Streep or Daniel Day-Lewis, but this would likely lead to a pretty fierce debate. And the same could be said about at...

10 Jul 46min

The Myth of the Broke Millennial w/ Dr. Jean Twenge #1163 (Bestie Ep)

The Myth of the Broke Millennial w/ Dr. Jean Twenge #1163 (Bestie Ep)

There’s a massive difference between how something feels versus the actual reality. We’re talking about vibes as opposed to empirical evidence. And that’s why we’re happy to talk with Dr. Jean Twenge ...

8 Jul 52min

Ask HTM - (Gun) Hobby Spending Disagreements, International Roaming with the Low Cost Providers, & Managed Retirement Accounts FTW? #1162 (Bestie Ep)

Ask HTM - (Gun) Hobby Spending Disagreements, International Roaming with the Low Cost Providers, & Managed Retirement Accounts FTW? #1162 (Bestie Ep)

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , ...

6 Jul 50min

The Harsh Realities of Real Estate Investing #1161 (Bestie Ep)

The Harsh Realities of Real Estate Investing #1161 (Bestie Ep)

Is homeschooling the best move for your family? Maybe!? That depends on so many factors like your family values, the goals for your career, what resources are available to you, and even what school yo...

3 Jul 48min

The Harsh Realities of Real Estate Investing #1161 (Bestie Ep)

The Harsh Realities of Real Estate Investing #1161 (Bestie Ep)

Is homeschooling the best move for your family? Maybe!? That depends on so many factors like your family values, the goals for your career, what resources are available to you, and even what school yo...

3 Jul 48min

Military to Millionaire w/ Lacey Langford #1160 (Bestie Ep)

Military to Millionaire w/ Lacey Langford #1160 (Bestie Ep)

Only 9% of young Americans have shown an interest in serving in the military according to the latest figures- we’ve seen a precipitous drop which means that our nation’s security could be at risk in t...

1 Jul 55min

Ask HTM - Losing Weight to Gain Wealth, Free Car Leases, & Hacking Mortgages #1159

Ask HTM - Losing Weight to Gain Wealth, Free Car Leases, & Hacking Mortgages #1159

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , ...

29 Jun 56min

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