Pawn or Loan at Pawn Shops

Pawn or Loan at Pawn Shops

Julie explains a Wall Street Journal article about pawn shop chains serving the K-shaped economy, where higher-income consumers remain comfortable while lower-income individuals struggle with essentials. Jake and Julie then discuss how pawn shops buy and resell luxury goods like Hermès Birkin bags and how pawn loans work, including typical loan sizes, collateral value offered (about 10–60%), and an example yielding a 121% APR. They compare pawn loans with payday loans and credit cards, noting pawn loans don’t require bank access and can be used by people without credit.

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Episoder(100)

The Trials of Selling Books Online

The Trials of Selling Books Online

Hosts Julie and Jake discuss recent book reads, including Jake finishing “Ultramarine” by Marie NDiaye, about a female freight-ship captain and a mysterious extra crew member after a swim stop. Julie ...

15 Sep 25min

Benefits of a Capsule Wardrobe

Benefits of a Capsule Wardrobe

Julie and Jake discuss capsule wardrobes. Julie explains that a capsule wardrobe focuses on a small set of staple, mix-and-match pieces to reduce closet overwhelm, comparing too many clothing options ...

8 Sep 24min

Thrifing Movie Memorabilia

Thrifing Movie Memorabilia

Jake shares his experience thrifting movie and TV items to help decorate his daughter's new college apartment. Julie starts off the episode with a warning: she's running on fume so watch out! She then...

1 Sep 29min

The Mayhem of Whatnot

The Mayhem of Whatnot

Hosts Julie and Jake riff on PBS’s UK show “Celebrity Antiques Road Trip,” where celebrity teams shop secondhand, haggle, and auction items to see who profits most. Julie detours into a London New Yea...

25 Aug 23min

What do you tackle first at an estate sale?

What do you tackle first at an estate sale?

Julie and Jake discuss recent estate-sale experiences. Jake attends a presale at the property behind his home, where an out-of-state heir hires an estate-sale company; with few shoppers, Jake photogra...

18 Aug 20min

What is art's value?

What is art's value?

Julie and Jake banter about art, including nudity in French films and public arts funding, then shift to what makes art “nice,” emphasizing subjectivity, decor, sentiment, and stories behind pieces. J...

11 Aug 41min

Painted Tree Fiasco

Painted Tree Fiasco

Hosts Julie and Jake of “Garage Sales Unhinged” share a gossipy story about Painted Tree, a vendor-mall operator where vendors rented booth space while store employees handled sales for a cut. After t...

4 Aug 23min

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